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Money Morning Reports the Price Drop in Facebook Stock Isn’t of Concern

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The entire market remains volatile, yet Facebook stock is expected to rise in value again this year, MoneyMorning.com announces

Money Morning (www.moneymorning.com) announces the Facebook stock price dropped more than four percent this week, yet investors shouldn’t be overly concerned. As they state, the entire dow jones market and NASDAQ continue to be very volatile and Facebook stock hasn’t been spared. In fact, Facebook didn’t see the same decline many in the tech industry did. Apple stock ended the week down over six percent, Alphabet Inc. (the parent company of Google) was down more than five percent and Netflix ended the week down more than eight percent.

“Many factors contributed to the decline in most stocks this week. Saudi Arabia and Iran tensions continue to increase, oil prices are dropping and the Chinese economy is not in good shape. As a result, investors are being very cautious, but there is no need for real alarm. In fact, fb stock earnings still look good for 2016, and this stock remains one of our defense and tech specialist’s favorite picks,” Carrington, spokesperson for Money Morning, reports.

Facebook continues to stand out when it comes to tech stocks, and there are numerous explanations for this. Wall Street has yet to successfully predict Facebook revenue expectations, undervaluing this stock 12 out of the previous 13 quarters. The company continues to report revenue growth year-over-year, having done so since 2012, and the stock price has increased 166 percent over its initial public offering price of $38. These are only a few of the many reasons the Facebook stock remains hot.

“One major reason this stock is so popular is the company only continues to grow. Not only does it have more monthly users than there are people in China, it continues to expand, acquiring two new companies this year. Mark Zuckerberg, the founder of Facebook, has yet to sit back and relax. He continues to find new ways to reward those who believe in his vision and invest in his company,” Carrington continues.

Those who don’t invest in Facebook often question decisions made by Zuckerberg, yet he has proven them wrong time and time again. When he purchased Instagram, many thought it was a mistake, but this company is expected to make $600 million this year through revenue generated by ads. Oculus VR, a virtual reality company, is a recent acquisition and is believed to really take off soon.

“Visit Money Morning to learn about this and other hot stocks to watch in 2016. Individuals who put their money into this company are sure to see a good return on their investment, and this isn’t the only stock to follow. Now is the time to move into the market, as prices have been dropping. Those who delay will likely find they regret having done so when they see how these stocks take off,” Carrington states.

About Money Morning

Investors lack confidence today for a number of reasons, yet the actionable information provided via Money Morning is sure to allow people to buy stocks with confidence once again. Investing is a crucial aspect of financial independence, thus everyone will benefit from the information contained on this site.

Media Contact
Company Name: Money Morning
Contact Person: Carrington
Email: carrington@moneymorning.com
Phone: 418957946
City: Baltimore
State: Maryland
Country: United States
Website: http://moneymorning.com/tag/facebook-stock-price/


SplashLink.com and AccelerateH20 Announce Exciting New Opportunities for Texas Water Innovators and Entrepreneurs

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Jan 15, 2016 – SplashLink.com, an online “one-stop” for the water industry and AccelerateH20, Texas’ global water cluster, announced a partnership today that will launch an unprecedented view of Texas-specific contracting, bidding and funding opportunities, as well as projects from throughout North America.

“Innovators, technology firms, and regional water initiatives need both new funding sources AND contract, procurement opportunities to be able to get off the ground and generate revenues,” said AccelerateH20 Executive Director Richard Seline, “SplashLink.com provides access to millions of dollars in funding and thousands of projects – first within the Texas market and then around the world. We are excited to add this constantly updated, real-time source of information for the $9 billion water and water technology sector through our Water Innovation Clearinghouse!”

SplashLink.com is designed exclusively for the water industry to give solution buyers and sellers easy access to valuable opportunities through search tools, e-mail alerts or at the touch of a button.  SplashLink.com provides access to bids and projects in addition to funding options that are suitable for new technology companies as well as municipalities looking for ways to pay for projects beyond tax increases and rate hikes.  “AccelerateH20 is a global water technology hub that drives innovation,” noted SplashLink.com CEO Ebie Holst. “We are proud to team with them to simplify their member’s lives and improve response to water industry challenges.”

AccelerateH20 powers water industry innovation in Texas by providing multilayered support. Whether solving unique problems through Grand Challenges ‘WaterQuest’ competitions, helping to commercialize important advances through InvestH20, or providing support to established companies through the forums and consortia to mitigate barriers to innovation, AccelerateH20 is working to ensure that Texas companies are at the forefront of responding to water challenges. “The Texas ecosystem is impressive,” said SplashLink.com Vice President Jason Wuliger. “They understand that with increasing stress on water, from drought and flooding to industry and infrastructure demand, getting solutions to market fast has never been more important.”

“More than a million Texans are impacted by our work at AccelerateH20,” added Seline, “Our relationship with SplashLink.com helps ensure that our companies continue to grow, our communities continue to prosper, and we continue to bring cutting edge solutions to the world.”

About AccelerateH20 (http://www.accelerateH20.org)

There will always be challenges in Texas as well as barriers and limitations to innovating water. AccelerateH2O was formed to identify the most efficient and effective pathway for technology development and deployment across Texas’ residential, industrial, agricultural, and utility end-users. With more than 18 university research centers, 4,600 water agencies, 5,000+ medium and large corporate campuses, and thousands of farms and ranches, Texas represents an undiscovered $9 billion water technology marketplace. We connect the market of ideas, resources, and assets by tackling barriers and limitations to innovating water in Texas.

About SplashLink.com

SplashLink.com (www.splashlink.com) is the first online marketplace to support an entire range of project, financing, and sourcing needs for the highly fragmented and increasingly stressed global water industry.  Whether dealing with industrial process water, municipal infrastructure or drought adaptation, SplashLink.com enables water-solution buyers and sellers quick and easy “one-stop shop” access to funding, collaboration, and bidding opportunities. SplashLink.com accelerates response to local and global water challenges by connecting industry players and opportunities with this innovative platform like never before. 

Full News Story: https://pressreleasejet.com/newsreleases/2015/splashlinkcom-and-accelerateh20-announce-exciting-new-opportunities-for-texas-water-innovators-and-entrepreneurs/

Distributed by Press Release Jet

Media Contact
Company Name: SplashLink.com
Contact Person: Jason Wuliger
Email: jasonw@splashlink.com
Phone: (440) 497-0047
Country: United States
Website: http://www.splashlink.com/

How the Increase in Federal Interest Rates Will Impact You

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ITHACA, NEW YORK – Jan 15, 2016 – On December 16, the Federal Reserve raised the federal funds rate by 25bps for the first time in almost a decade. The hike was an expected and telegraphed move that Chair Janet Yellen said would be followed by “gradual” tightening as officials watch for evidence of higher inflation.

Since 2008, the Federal Reserve has maintained the target rate for the Federal Funds rate at record low of 0% to 0.25% in order to combat the Great Recession of 2008-2009 and to stimulate the U.S. economy. The federal funds rate is one of the most influential interest rates in the U.S. economy, since it affects monetary and financial conditions, which in turn have an effect on key aspects of the broad economy.

The impacts of the increase will vary based on the audience. According to Chris Kim, Chief Investment Officer for Tompkins Financial Advisors, “The direct impact of the Fed’s decision will be on short-term rates, which are tied to consumer loans. Longer-term rates, which are tied to mortgages, will follow accordingly to the relationship between supply and demand.”

Savers and borrowers will each be affected differently, he explains.  “Savers will benefit from the slightly higher interest rates on deposits. Borrowers will pay more interest on credit, so consumers planning to purchase durable goods items, such as large appliances on credit, will begin to pay more.”

According to Mr. Kim, business owners will be affected differently depending on their situation. “Businesses have enjoyed a long period of lower loan rates, allowing them to build stronger balance sheets. Some have locked in fixed rates so their impact will be less than those whose loans are tied to variable rates,” he said.

Mr. Kim’s advice for investors is to work with their financial advisors to review their investment or retirement portfolio. This will determine the need for rebalancing or to consider alternative strategies for actively managing portfolios that will secure investments for the future.

“If the U.S. economy and corporate sector fundamentals remain healthy in 2016, and investors remain confident the Fed will raise rates slowly, the risk of a credit crunch remains relatively low,” says Mr. Kim.  “The question is, to what extent will the  fundamental problems of sectors that are sensitive to higher rates  contaminate other parts of the economy?”

“Changing interest rates are a given,” states Mr. Kim. “The key is to understand that the economy is always changing.  As investors, we must prepare and respond accordingly. Every day we help our clients assess and reduce their risk, while maximizing profits.”

About Tompkins Financial Advisors:  

Tompkins Financial Advisors is an independent, fee-based, wealth management firm with offices throughout New York and southeastern Pennsylvania. We take tremendous pride in our fiduciary approach to serving our clients’ best interests which has led to our 95+% client retention rate.  Tompkins Financial Advisors is part of Tompkins Financial Corporation, a financial services holding company, publicly traded on the NYSE MKT under the symbol TMP.  Tompkins Financial was founded in Central New York over 175 years ago and is still headquartered there. The company is committed to creating long-term value for our clients, our communities and our shareholders. Tompkins has been recognized as among the strongest and best performing financial institutions in the country by numerous third party organizations, including The Staton Institute, Sandler O’Neill & Partners and KBW (Keefe, Bruyette & Woods).

Distributed by The Digital Hyve

Media Contact
Company Name: Tompkins Financial Advisors
Contact Person: Kim Bellavia
Email: KBellavia@tompkinsins.com
Phone: 585-368-7555
Country: United States
Website: http://www.tompkinsfinancial.com

Start-Up Merchant Services Company Help Businesses Become EMV Compliant

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Low Rate Processing is a start-up Merchant services company. They offer some of the lowest merchant processing rates in the business along with EMV compliant terminals. They help their customers to become EMV compliant with new hardware and potentially lower their processing fees.

A start-up merchant services company is helping businesses in America to become fully EMV compliant while at the same time helping them to lower their processing fees. Low Rate Processing (lowrateprocessing.com), wants all businesses in America to avoid the financial hardship that being non-EMV compliant can bring, which includes the financial loss to that business if credit fraud takes place.

Credit card fraud has become a serious problem in America and around the world. Criminals have become more technical minded and more advanced in the ways they commit their crimes and cause hardship. In 2015, over $190 billion was lost in the United States to credit card fraud, which is a shocking figure. The only positive thing from that figure to business owners was the loss was absorbed by the banks. However, since the 1st October 2015, when the new EMV compliance regulations came into force, any loss in now down to the business if they have not upgraded their payment terminals and are not EMV compliant.

According to recent research, 60% of businesses have not upgraded their payment terminals. Finance experts have warned those businesses are now operating with a huge financial risk, that warning has been echoed by Low Rate Processing.

A spokesman for Low Rate Processing who aims to help those businesses become EMV compliant said: “A lot of businesses do not understand how serious the situation can be if they have not installed the new payment terminals. With the increase in credit card fraud, a business that is not EMV compliant could face financial uncertainty if they are forced to compensate for the fraud that took place within their business.”

A business that is EMV compliant is not only avoiding financial loss; they become trusted to their customers who feel safe using their payment systems.

To learn more about becoming EMV compliant and how to reduce credit card processing fees, please visit http://dousmanemvprocessing.com

About Low Rate Processing

Low Rate Processing are experts in helping businesses to become EMV compliant as well as reducing their transaction fees.

Distributed by HeadlinePlus Press Release Distribution

Media Contact
Company Name: Low Rate Processing
Contact Person: Media Relations
Email: editor@in2town.co.uk
Country: United States
Website: http://dousmanemvprocessing.com

3 Steps Title Loans Brings Easy-to-Avail Car Title Loans for Sacramento Residents

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While bad credit score deters many Americans from getting short-term traditional loans, a Sacramento based lending institution seems to have an answer for all those who wish to get hands on fast cash despite having poor credit score.

3 Steps Title Loans, a Sacramento CA based lending institution, recently introduced easy-to-avail car title loans primarily for Sacramento residents. The owners of the lending institution informed the press that they have already started processing fresh applications for loans and they are targeting to approve as many loan applicants as possible within the first quarter of 2016.

“Sacramento borrowers who are deep in debt and have their own cars can apply for this kind of loan,” said one lending officer working with the firm. “We evaluate the wholesale market prices of the cars kept as collateral and based on this wholesale market value, we sanction different loan amounts,” he added. “For knowing how much amount of loan one can get using his car as a collateral, one may just visit our website to fill up a form or get in touch with any of our representatives over the phone,” he told the press before signing off.


Video Link: https://youtu.be/E-iiWaGNRkc

3 Steps Title Loans owners also informed that they require a couple of documents such as proof of residence and proof of insurance apart from car title. “We believe that trust is the strongest foundation between a lender and a borrower. We just want to help out people who are in dire need of fast cash. As long as someone has a fully owned car, we are here to help him out with the maximum amount of money possible,” said a co-owner of the firm who has spent nearly three decades in the banking industry. “I have seen people applying desperately for loans but to no avail. This haplessness of people in need for money was the biggest reason why I formed this company along with two other good Samaritans,” he added.

As of now, 3 Steps Title Loans offers car title loans to people living in or around the Sacramento area. The owners confirmed that it is possible now to get approved for loan through a phone call.    

About the Company

3 Steps Title Loans is a Sacramento, CA based lending agency.

To know more, visit http://3stepstitleloans.com/

Watch the explainer video at https://www.youtube.com/watch?v=E-iiWaGNRkc

Call (916) 970 1930 for more information.

Media Contact
Company Name: 3 Steps Title Loans
Email: service@3stepstitleloans.com
Phone: (916) 970 1930
City: Sacramento
State: California
Country: United States
Website: http://3stepstitleloans.com/

Asset-Backed Lending in 2016: An Alternative to Banks for Alternative Investors

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Financial markets had a turbulent ride in 2015, hitting a record high in May amidst sustained economic growth and suffering sharp losses in August, later followed by an accelerated uplift in October.

Last year was a great evidence of how unstable markets can be and that asset class performance can shift from month to month, thus making it difficult to identify a winning investment segment. Investors tend to question why they hold some asset classes while they are declining in value and whether or not it is the right time to get into the market or out of it.

One of the relatively secure alternative investment strategies may be to invest in asset-backed fixed income debt instruments. Investing in secured loans can be a great way to boost your savings and improve your portfolio.

A strong growth in investor demand for secured lending products has been reported in 2015 by a UK-based asset-backed lending specialist, Sensible Lender Limited (https://sensiblelender.com), which indicates investor appreciation of the potential benefits of these opportunities, as investors are able to gain access to a new asset class, offering a high rate of fixed return with little to no risk.

The business, which provides alternative financing solutions to both residential and commercial property owners across the United Kingdom, reported also that a combination of increasing demand for mortgage loans and growing interest in alternative investment opportunities had helped it grow by almost 70 per cent to break the £50m barrier for the first time in its 3 year history.

Sensible Lender brought several innovations into the market, including the development of its Peer-to-Peer Managed Crowdlending Accounts Program (P2P MCAP), which allows individual investors with limited capital to take part in some of the industry’s largest loans via a secure online lending platform.

The expanding lending firm is among the fastest-growing in the country. Since foundation, it has supported nearly 200 borrowers with record lending volumes in excess of £50m.

Managing Director of Sensible Lender, Stuart Pearson, said: “We’re looking to the future with ambition and confidence, and our company continues to grow and succeed every year. £50 million worth of loans is a significant milestone when you remember it has been less than a year since the company adopted its crowdlending model. With crowdlending, investors have a new avenue for diversification and the supremacy of banks as the go-to source of funding is weakening.”

Crowdfunding and crowdlending platforms are just beginning to take share from traditional funding sources, but it is already a clear demonstration of the fact that the time has come for an evolution of the financial services industry.

Analysts at Morgan Stanley Research predict a continuous growth of the marketplace lending sector in the coming years toward ~15 billion of annual origination by 2020 in the United Kingdom alone vs. almost 4 billion in 2015.

The peer-to-peer lending market is growing very rapidly and investors should definitely take advantage of this trend in 2016.

Media Contact
Company Name: The Business Independent
Contact Person: Derrel Fincher
Email: Derrel.Fincher@journalist.com
Phone: +44 118 984 3509
City: London
Country: United Kingdom
Website: https://sensiblelender.com

Elite Forex Trading Launches Free Ebook Covering Forex Trading Fundamentals For Beginners

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EliteForexTrading.com has published a new Ebook and is offering it free to users who sign up to their website, which offers the best advice on how to trade profitably on the forex market.

The forex market is the largest trading market in the world, and is used to trade some of the biggest and most valuable properties in the world, including coal, steel and oil. The forex market also never closes, meaning individuals can trade whenever they wish, making it perfect for beginners to get a handle on how to trade. Elite Forex Trading has created a new Ebook aimed at outlining the fundamentals of forex trading, offered free on their website to those who sign up for their regular updates. 

The Ebook is a step by step guide designed for absolute beginners, explaining the core concepts for the forex market, the kind of trades individuals can make and how to make them, before introducing the ways in which individuals can make market predictions to ensure favorable trades and a profitable outcome. 

By downloading the Ebook, individuals will also be signed up to the Elite Forex Trading mailing list, which enables them to receive the latest Forex information daily, including exclusive reviews like their X Forex Review, Posts, Signals and Signs, straight to the user’s inbox.

A spokesperson for Elite Forex Trading explained, “Elite Forex Trading is pleased to have launched our comprehensive Forex guide, which we are now making available exclusively to our mailing list. With a simple email sign up that takes just seconds to complete, individuals can unlock the secrets of trading successfully on the forex market, then return to the website on a regular basis to see our posts on more advanced techniques, emerging trends and more. Learning to trade is a great new year’s resolution, and we can help people make 2016 their wealthiest year ever.”

About Elite Forex Trading:

Elite Forex Trading is an online resource center designed to offer forex trading advice for beginners, with a regularly updated blog together with a user guide to the fundamentals and a step by step walkthrough of how to make that all important first trade. The website is regularly updated by a committed team of trading experts.

For more information please visit: http://eliteforextrading.com/

Media Contact
Company Name: Brand Outreach
Contact Person: Joe Bragg
Email: info@eliteforextrading.com
Phone: (415) 632 1664
City: San Francisco
State: California
Country: United States
Website: http://eliteforextrading.com/

Buy Business Database Offers Best Rates for Business Databases

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LOS ANGELES, CA – Jan 22, 2016 – Buy Business Database is a Los Angeles based B2B data vendor serving marketers and business owners looking to growth their sales and revenue. Business databases start at as low as $0.0001 effectively per business contact, depending on the specific database.

Industry specific databases are available for purchase as low as $25. Buy Business Database offers B2B databases such as accountants, architects, chiropractors, dentists, doctors, finance, hospitals, manufacturers, real estate, restaurants and much more!

With the low prices and quality of data provided by Buy Business Database, the return on investment is significantly greater and yields the best bang for the buck per business contact.

BuyBusinessDatabase.com exceeded expectations. The lists were higher quality than some of the ones purchased from other data vendors that I have tried and at just fractions of the cost. I highly recommend them!” – Y., Digital Marketing Manager

To purchase a business database for lead generation for your sales team and funnel, you can visit http://buybusinessdatabase.com

Distributed by Press Release Jet

Media Contact
Company Name: Buy Business Database
Email: press@buybusinessdatabase.com
Country: United States
Website: http://buybusinessdatabase.com


Start-Up Merchant Services Company Is Helping Businesses Become EMV Compliant

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0
Low Rate Processing is a start-up Merchant services company. They offer some of the lowest merchant processing rates in the business along with EMV compliant terminals. They help their customers to become EMV compliant with new hardware and potentially lower their processing fees.

A start-up merchant services company is helping businesses in America to become fully EMV compliant while at the same time helping them to lower their processing fees. Low Rate Processing (lowrateprocessing.com), wants all businesses in America to avoid the financial hardship that being non-EMV compliant can bring, which includes the financial loss to that business if credit fraud takes place.

Credit card fraud has become a serious problem in America and around the world. Criminals have become more technical minded and more advanced in the ways they commit their crimes and cause hardship. In 2015, over $190 billion was lost in the United States to credit card fraud, which is a shocking figure. The only positive thing from that figure to business owners was the loss was absorbed by the banks. However, since the 1st October 2015, when the new EMV compliance regulations came into force, any loss in now down to the business if they have not upgraded their payment terminals and are not EMV compliant.

According to recent research, 60% of businesses have not upgraded their payment terminals. Finance experts have warned those businesses are now operating with a huge financial risk, that warning has been echoed by Low Rate Processing.

A spokesman for Low Rate Processing who aims to help those businesses become EMV compliant said: “A lot of businesses do not understand how serious the situation can be if they have not installed the new payment terminals. With the increase in credit card fraud, a business that is not EMV compliant could face financial uncertainty if they are forced to compensate for the fraud that took place within their business.”

A business that is EMV compliant is not only avoiding financial loss; they become trusted to their customers who feel safe using their payment systems.

To learn more about becoming EMV compliant and how to reduce credit card processing fees, please visit www.lowrateprocessing.com

About Low Rate Processing

Low Rate Processing are experts in helping businesses to become EMV compliant as well as reducing their transaction fees.

Distributed by HeadlinePlus Press Release Distribution

Media Contact
Company Name: Low Rate Processing
Contact Person: Media Relations
Email: editor@in2town.co.uk
Country: United States
Website: http://www.lowrateprocessing.com

Tampa Family Health Centers Names Dr. Faisel Syed Medical Director

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TAMPA, Fla. – January 25, 2016 – Tampa Family Health Centers announced it has named Faisel Syed, M.D., to the position of medical director, effective February 5, 2016. Dr. Syed is board certified and earned his doctor of medicine degree at Iberoamerican University in Santo Domingo, Dominican Republic.

Dr. Syed most recently served as a family medicine physician at TFHC’s North Dale Mabry location since 2014. He is passionate about community health and often accompanies TFHC’s mobile screening units to serve medically underserved and homeless residents.

“Faisel believes in the mission of Tampa Family Health Centers and has the desire and dedication to serve the underserved patients and residents of Tampa,” said TFHC CEO Charles Bottoms.  “He is loved and respected by his patients, staff and other physicians not only at TFHC but in the community as well.”

Dr. Syed completed his residency at Columbus Regional Medical Center in Columbus, Ga. He holds membership with the American Academy of Family Physicians and has obtained other certifications that demonstrate his breadth of knowledge in his field. He is multilingual with skills in Spanish and Urdu/Hindi to complement his patient care.

“We live in a culturally diverse community where many people have barriers quality healthcare,” said Dr. Syed. “It is my personal mission to help break down those barriers and ensure all our patients receive the excellent care they deserve.”

About Tampa Family Health Centers:

Tampa Family Health Centers (TFHC) is the second largest federally qualified health center in Florida. Since 1984, TFHC has been committed to its mission: to provide quality caring and accessible healthcare to a culturally diverse community. TFHC serves more than 93,000 patients per year, including 3,300 homeless residents, in 17 locations throughout Hillsborough County. No patient is ever turned away because of inability to pay. With nearly 600 team members, TFHC has an economic impact in the state of $65.6 million. Services include family medicine, pediatrics, internal medicine, dentistry, pharmacy, women’s health, optometry, podiatry, behavioral health, nutrition, family planning, enabling services, radiology, and insurance eligibility assistance.

For more information visit TampaFamilyHC.com and follow us on Facebook, Twitter and YouTube.

Distributed by Related Keyword

Media Contact
Company Name: Tampa Family Health Centers
Contact Person: D. Shenell Reed
Email: dsreed@HCNetwork.org
Phone: 813-866-0930, ext. 1350
City: Tampa
State: FL
Country: United States
Website: http://www.tampachc.com/services.htm

Caregiver Database Launches to Help Patients Find Quality Caregiving

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LOS ANGELES, CA – 25 Jan, 2016 – Many of us choose to care for our loved ones first hand, but juggling everything in one’s daily life may become overwhelming.  Caregiving is one of the more rapidly growing fields today and is believed to maintain its growth as more and more of us may need the extra hand for those we love and care about such as aging parents or grandparents.

Deciding which caregiving services to settle on may be difficult because we are not provided with the information we need. However, a new caregiving database, Caregiver Database, offers over 30,000 dedicated caregivers across the country. Caregiver Database provides a free and easy directory that anyone can navigate based off of one’s specific needs.

Whether if someone is looking for a local caregiver for an elderly patient or a caregiver that provides specific needs, all can be found easily through Caregiver Database. When looking through the different services provided, you are provided with information about caregiving organizations to give you a better feel for what you are looking into.

Alongside with information about the different caregivers, you are conveniently provided with contact information which includes an address, website, and phone number. You have all the accessible information at your fingertips!

To get started with finding a local caregiver or furthering your research on caregiving, please visit http://caregiverdatabase.com

Distributed by Press Release Jet

Media Contact
Company Name: Caregiver Database
Email: info@caregiverdatabase.com
Country: United States
Website: http://caregiverdatabase.com

Home Health Database Launches to Help Find Quality Home Health Care

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LOS ANGELES, CA – 25 Jan, 2016 – We all encounter a time where we need a little extra care towards those we love. Doctors will always recommend patients to facilities they think are best for their patients, but it’s always reassuring to have a better understanding about where we are being referred to. Especially for home health services, it helps us sleep better at night to know who will be entering in and out of our homes.

Fortunately, a new home health database has made an appearance on the web called Home Health Database. Home Health Database offers a quick and simple directory of over 35,000 different home health providers across the United States. This free source can help anyone who is looking for home health services in any area with a click of a button.

These home health services offer care from a team of qualified registered nurses and licensed vocational nurses who are dedicated in caring for your loved ones. Alongside with knowing your loved ones will be in hands of professionals, Home Health Database offers a detailed description of every provider. This way you can get a better feel for who will be in and out of your home and caring for those we love.

Not only is there a description of the home health provider, but the home health service contact information is provided for your convenience. Home Health Database includes the home health providers’ address, website, and phone number.

Finding your next home health provider is one click away at http://homehealthdatabase.com

Distributed by Press Release Jet

Media Contact
Company Name: Home Health Database
Email: info@homehealthdatabase.com
Country: United States
Website: http://homehealthdatabase.com

Madison Monroe Ready to Help Consumers Facing Bigger Credit Card Payments

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25 Jan, 2016 – Federal Reserve chair Janet Yellen’s Dec. 16 decision to hike interest rates is widely expected to cause an  increase in consumers’ monthly credit card payments, making it more critical than ever for Americans to  gain control of their credit card debt, according to leading debt relief company Madison Monroe &  Associates.

The Miami Gardens, Fla.-based company had been gearing up staff in anticipation of the move by the  Fed, an effort to ward off inflation as the economy continues to recover from the Great Recession.

“We believe the interest rate hike was the right move for the economy, but we do realize it will raise  credit card payments for people,” said Rafael Ulloa, Madison Monroe founder. “We can offer customers  an array of debt relief options to help them reduce and ultimately eliminate their debt. We’re just a phone call away.”

The 0.25-percent federal funds rate hike was the first since 2006. How much credit card rates increase  as a result depends on the credit card company. The size of this increase might be modest, but two-thirds of economists polled by Reuters think another increase is coming within the next three months.

Madison Monroe is ready to help consumers who are struggling to make minimum monthly payments  on debt from credit cards issued by banks, credit unions and stores.

In business since 2009, Madison Monroe has more than 1,000 customers actively enrolled in debt relief programs, including debt settlement, student loan consolidation and credit repair. Each month the company, which has earned an A+ rating from the Better Business Bureau, graduates 30 to 40 people  from its programs. Those are individuals who are now free from debt that once was suffocating them, without their credit records suffering the 7- to 10-year stain of bankruptcy.

“Debt settlement can be derogatory on your credit record, but not nearly as much as a bankruptcy,”  Ulloa said.

Madison Monroe complies with the Federal Trade Commission’s Telemarketing Sales Rule, which prohibits debt relief companies from collecting fees from consumers until they’ve reached settlements with their creditors. The company is often able to reduce a person’s debt by 40 to 60 percent by negotiating with creditors.

Borrowing ability will be affected in the short term but in the long run, consumers are able to again regain their good credit standing.

Full News Story: https://pressreleasejet.com/newsreleases/2016/madison-monroe-ready-to-help-consumers-facing-bigger-credit-card-payments/

Distributed by Press Release Jet

Media Contact
Company Name: Madison Monroe & Associates
Contact Person: Rafel Ulloa
Email: rafael@madisonandmonroe.com
Phone: (877) 605-3167
Country: United States
Website: http://madisonandmonroe.com/

Vantage Acceptance Sees Post-recession regulations improve debt settlement industry

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25 Jan, 2016 – People enrolled in debt settlement programs obtain settlements faster and are more likely to achieve debt reduction than before new federal regulations took effect in 2010, according to a study.

In October of that year, as the economy struggled to climb out of the Great Recession, the Federal Trade Commission responded to abusive practices, both real and perceived, by some debt relief companies by implementing a new rule: Companies could no longer charge customers up-front fees in exchange for negotiating with clients’ creditors to settle debts for less than the total amounts owed.

Under the FTC’s new Telemarketing Sales Rule, companies could only charge fees after they had reached a settlement and the customer agreed to it.

Because the risk of debt settlement has shifted from the consumer to the service provider, since it can’t collect a fee unless it achieves a settlement, consumers are seeing faster results.

Since the new regulation, more than 50 percent of debt settlement clients have experienced at least one settlement within four months of enrollment, compared to just 12 percent obtaining a settlement in that timeframe before the new rule, according to “Options for Consumers in Crisis: An Updated Economic Analysis of the Debt Settlement Industry,” a study released by the American Fair Credit Council, the nonprofit debt relief industry trade group.

The average client is in their debt settlement programs for 13.5 months, compared to 22.1 months before the regulations.

Leading online debt relief provider Vantage Acceptance has made the 34-page report available for free download on its website, www.vantageacceptance.com

The study reviewed the outcomes of 1.9 million accounts that settlement firms handled on behalf of about 297,000 clients from January 2006 through March 2015.

Vantage Acceptance is proud of its record and has earned an A+ rating with the Better Business Bureau. We’ll work hard to negotiate with your unsecured debt creditors, saving you from having to file bankruptcy, which is worse for your credit record than debt settlement, and creditors have an incentive to negotiate because they know they’ll receive nothing if you go the bankruptcy route.

Contact us today and we’ll show you how easy it is to get started.

Full News Story: https://pressreleasejet.com/newsreleases/2016/vantage-acceptance-sees-postrecession-regulations-improve-debt-settlement-industry/

Distributed by Press Release Jet

Media Contact
Company Name: Vantage Acceptance
Contact Person: Brandy Reynolds
Email: brandy@smsmarketingv.com
Country: United States
Website: http://vantageacceptance.com

Monitoring Your Portfolio: The Annual Review

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ITHACA, NY – 25 Jan, 2016 – Periodic monitoring of your portfolio is important, but a comprensive yearly review is critical to your financial well-being. After all, life is not static. Many changes can occur during the year that will affect your investment goals and strategies. Tompkins Financial Advisors suggest that an annual visit with your financial advisor is as important to your financial health as your yearly physical is to your personal health.

Here are three ways to prepare for the coming year:

Start with a personal “year-in-review.”

The first of the year is a perfect time to do your annual review. Look at major milestones. Have you had any significant life changes during the previous year that will affect your investment goals and strategies? Did you start a new job, receive a raise, buy a new home, have a baby, get married or go through a divorce? Have you decided you want to retire early, buy a second home or downsize? Have you experienced any major health issues that could impact your finances? Any of these are likely to have an effect on your personal and financial goals.

Review your current financial goals.

Revisit your current financial goals and determine what stays the same and what needs to change. Do you, for instance, want to create a college fund for your new child, or, as a grandparent, do you want to make a gift to your grandchild’s education? Did your income increase, leaving you to debate whether you can make a greater contribution to your 401K or make another investment? Are you on track to have sufficient funds for retirement? Your financial advisor can help you align your investment strategies and portfolio with your changing life circumstances and financial goals.

Make an appointment with your financial advisor.

With information in hand, sit down with your financial advisor to discuss your current goals and any necessary changes to financial strategies, asset allocations,  and goals.

“When we sit down for an annual review, we not only help clients to realign their personal goals with their financial objectives but we also offer allocation strategies to maximize earnings and minimize risk,” said Laurie Haelen, senior vice president and managing director for Tompkins Financial Advisors.

“At the same time, we look at tax implications and adjust the strategy to ensure clients are positioned for maximum tax efficiency.  We stress to clients the importance of monitoring their portfolios throughout the year and we keep our clients apprised of changing market conditions so we can make course adjustments as necessary,” Haelen said. “This, along with an annual review of goals and investment strategies, is imperative to ensure we stay on track to meet our clients’ short-term objectives and long-term goals.”

About Tompkins Financial Advisors

Tompkins Financial Advisors is an independent, fee-based, wealth management firm with offices throughout New York and southeastern Pennsylvania. We take tremendous pride in our fiduciary approach to serving our clients’ best interests which has led to our 95+% client retention rate.

Tompkins Financial Advisors is part of Tompkins Financial Corporation, a financial services holding company, publicly traded on the NYSE MKT under the symbol TMP.  Tompkins Financial was founded in Central New York over 175 years ago and is still headquartered there. The company is committed to creating long-term value for our clients, our communities and our shareholders. Tompkins has been recognized as among the strongest and best performing financial institutions in the country by numerous third party organizations, including The Staton Institute, Sandler O’Neill & Partners and KBW (Keefe, Bruyette & Woods).

For more information contact: 

Kim Bellavia
VP Marketing
585-368-7555
KBellavia@tompkinsins.com

Distributed by The Digital Hyve

Media Contact
Company Name: VP Marketing
Contact Person: Kim Bellavia
Email: KBellavia@tompkinsins.com
Phone: 585-368-7555
Country: United States
Website: http://www.tompkinsfinancial.com/


Laguna Prepares for Its Business Launch and Finalizes Second Payment to Naturally Splendid Enterprises Ltd.

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KELOWNA, BC – 25 Jan, 2016 – Laguna Blends Inc. (CSE: LAG) (Frankfurt LB6.F) (GNRSD OTC) (the “Company” or “Laguna”) is pleased to announce that it has completed the second payment to Naturally Splendid Enterprises Ltd.  

As Laguna prepares for its business launch in the USA and Canada, finalizing “Pro369” with Naturally Splendid is an important step in Laguna’s manufacturing process.  NSP is one of Laguna’s world class manufacturing partners.

The first purchase order from Laguna Blends is for $100,000 CDN. This purchase order is the first installment of a definitive agreement with Laguna Blends to produce $1,600,000 CDN of Pro369, in the first year of the Agreement, and $4,500,000 CDN of Pro369 in the second year of the Agreement.

The Minister of Health has granted Laguna a product license along with a natural product number (“NPN”) for all four of the Pro369 flavours. They are all listed under the same NPN. Laguna’s, Pro369 hemp protein powder has been registered with Health Canada as a natural product, with the following approved health claims:

1. A source of protein that helps build and repair body tissues;
2. Source of amino acids involved in muscle protein synthesis;
3. Assists in the building of lean muscle;
4. An adaptogen to help maintain a healthy immune system; and
5. Supportive therapy for the promotion of healthy glucose levels.

Stuart Kawasaki, President of Laguna Blends USA said, “Laguna is excited to offer its unique, single serving, hemp protein product, “Pro369”.  Pro369 is a high quality, instant, water soluble protein product that can’t be compared to inferior products in the market place. Pro369 is a world class product that combines hemp protein, HempOmega® and Ginseng. Pro369 is in a league of its own and Laguna is expecting to bring it to the market soon.”

Dennis Compo, Laguna’s Executive Director or Marketing said, “Laguna has received overwhelming interest from leaders in the Network Marketing Industry for the past several months. In the 30 plus years I have been involved in Network marketing I personally have not seen the caliber of leaders ready to get involved in a Company at this early stage. Laguna offers the highest quality products, a very competitive compensation plan and strives to be an industry leader in innovation and technology.” Dennis went on to say, “Laguna is very close to launching its business opportunity and offer its products in the USA and Canada.”

Naturally Splendid CEO Mr. Craig Goodwin states, “Laguna Blends is building a team of industry experts. We are excited to be a part of this team and look forward to providing Laguna Blends and their customers with a superior protein blend formulated with our HempOmega™ technology. Laguna is the first Network Marketing Company to have access to this technology.”

About Laguna Blends Inc.

The Company’s business is focused on the nutritional health benefits derived from hemp. Laguna is a network marketing company that intends to generate retail sales through independent affiliates. Affiliates utilize tools and technology that enable them to build an international business from their own home or while travelling. The first products to be launched are functional beverage products that provide high levels of protein and/or nutrition.

Laguna’s products are made from high quality hemp protein. Some of the current products are, “Caffe” an instant, “just add water” hot coffee beverage that contains both whey and hemp protein. In addition, the Company plans to market a product called Pro369. This unique single serving “on-the-go” hemp protein is served cold and comes in 4 delicious flavors. Pro369 is water soluble and can be directly mixed in water or added to milk, almond milk or coconut milk. Pro369 can be blended in a shake or smoothie. Pro369 is also a source of Omegas, 3, 6 and 9.

The Company intends to sell its products through its independent affiliates in the USA and Canada and anticipates launching its business in early 2016.

HempOmega® is a Trademark owned by Naturally Splendid Enterprises, Ltd. and is used under license by Laguna Blends Inc.

ON BEHALF OF THE BOARD
Stuart Gray
President, Chief Executive Officer,
Chief Financial Officer and Director

FOR INVESTOR RELATIONS INFORMATION PLEASE CONTACT:
Glenn  Shand and Associates, LLC
Glenn Shand – Consultant
1-602-284-3840
ir@lagunablends.com 
www.lagunablends.com 

Forward-Looking Information:

This news release contains “forward-looking information” within the meaning of applicable securities laws relating to statements regarding the Company’s business, products and future plans including, without limitation, statements regarding use of proceeds, the expected launch date for the Company’s business, its product offerings and plans for sales and marketing. Although the Company believes that the expectations reflected in the forward looking information are reasonable, there can be no assurance that such expectations will prove to be correct. Readers are cautioned to not place undue reliance on forward-looking information. Such forward looking statements are subject to risks and uncertainties that may cause actual results, performance and developments to differ materially from those contemplated by these statements depending on, among other things, the risks that the Company’s products and plan will vary from those stated in this news release and the Company may not be able to carry out its business plans as expected. Except as required by law, the Company expressly disclaims any obligation, and does not intend, to update any forward looking statements or forward-looking information in this news release. The statements in this news release are made as of the date of this release.

Full News Story: https://pressreleasejet.com/newsreleases/2016/laguna-prepares-for-its-business-launch-and-finalizes-second-payment-to-naturally-splendid-enterprises-ltd/

Distributed by Press Release Jet

Media Contact
Company Name: Glenn Shand and Associates, LLC
Contact Person: Glenn Shand – Consultant
Email: ir@lagunablends.com
Phone: 1-602-284-3840
Country: Canada
Website: www.lagunablends.com

Press Release SEO Brand Building Secrets for Startups Revealed

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Press Release Jet reveals press release SEO brand building secrets for startups.

SANTA MONICA, CA – 26 Jan, 2016 – Press Release Jet, a leading press release distribution company with the industry’s lowest rate starting at $19 and the highest recorded ROI, shares with us press release marketing secrets to help start ups build their brand in Google and search engines.

The press release company breaks down 3 simple steps in brand building and development for SEO:

1. Write a press release with your brand name in it.
2. Link your brand as the anchor text to your website in the press release.
3. Wait for Google to index.

Press Release Jet goes into detail with these steps in a short, concise 2 minute video along with a case study of a customer who did not appear on Google when somebody searched for their brand’s name. Within 6 weeks from distributing a press release, their website was in the first result spot in Google.

To watch the 2 minute video, please visit:
https://pressreleasejet.com/articles/press-release-seo-brand-building/


Video Link: https://youtu.be/9afrMof2QVE


About Press Release Jet

Press Release Jet is the industry leading press release distribution service with over 15 years of experience in marketing and public relations. Press Release Jet is the preferred service provider for publicists and marketing & advertising agencies and individuals.

Press Release Jet is committed to providing the absolute best service for customers, including a recent launch of free press release templates and an extensive press release FAQ section.

Media Contact
Company Name: Press Release Jet
Email: press@pressreleasejet.com
Phone: (855) 796-8889
City: Santa Monica
State: CA
Country: United States
Website: https://pressreleasejet.com

Social Impact Investing Startup Begins Barclays Accelerator Program

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WASHINGTON D.C – 27 Jan, 2016 – MARK Labs, the Washington D.C. based fintech company has begun the 13-week program at the Barclays Accelerator, powered by Techstars. MARK Labs was one of 11 startups accepted to the accelerator to scale its impact finance platform.

MARK Labs builds technology that streamlines and measures social impact for the financial services industry. The team will be working intimately with mentors at Barclays and Techstars to craft and refine the product that will be showcased on April 19th at the Accelerator’s Demo Day.   

“The team is excited to be on the front lines of transforming impact investing and strategic philanthropy into a more accessible, unified space. Our platform has the unique potential to assist wealth management in meeting their customer’s goals as well as mobilizing private sector capital for greater social impact,” commented CEO Kevin Barrow.

Co-founders Kevin Barrow, Faraaz Farooq, John Balkam, and Amal Abukar are all representing MARK Labs in London.

For more information on the platform and team, please visit www.marklabs.co

Full News Story: https://pressreleasejet.com/newsreleases/2016/social-impact-investing-startup-begins-barclays-accelerator-program/

Distributed by Press Release Jet

Media Contact
Company Name: MARK Labs
Contact Person: Michael Ortolano – Director of Growth Engineering
Email: michael@marklabs.co
Phone: +1.603.930.9983
Address:1010 Wisconsin Ave, Suite 250
City: Washington D.C.
Country: United States
Website: www.marklabs.co

GetMeCrowdfunded.com Remains a Model of Integrity and Excellence

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Despite operating in an industry that is increasingly the target of scammers and reputation hitmen, GetMeCrowdfunded.com continues to exemplify outstanding promotional services and dependability that far exceeds that of its competitors. With a proven track record of campaign successes on the most popular crowdfunding platforms like Kickstarter, Indiegogo, and GoFundMe, GetMeCrowdfunded.com has been instrumental in raising more than $2.1 million for its clients. GetMeCrowdfunded.com leverages its expertise of press releases and social media to ensure maximum exposure for its clients’ crowdfunding campaigns.

GetMeCrowdfunded.com remains a staunch supporter of the power of grassroots fundraising. The online community is still one of the most powerful resources for funding a compelling social initiative, entrepreneurial venture or product. There is dynamic growth in the industry as a whole with the market value growing to $34.4 billion in 2015, up from $16.2 billion in 2014 and $6.1 billion in 2013. GetMeCrowdfunded.com continues to believe that viable ideas and products can find the funding it deserves through a multi-layered strategy involving social engagement and media promotion.

Unfortunately, the rampant growth in the crowdfunding industry has attracted unsavory elements as well. It is becoming more common for crowdfund participants to encounter fraudulent services.

These fraudsters often engage in the following types of behavior:

1. Make wild promises that are far beyond the hope of possibility

2. Denigrate competitors in an effort to appeal to potential clients

3. Demand huge, up-front fees

4. Fail to provide real-time analysis of promotional strategies

5. Ignore client communications

GetMeCrowdfunded.com remains a pillar of the crowdfunding community, one that promises transparency and integrity. While not all of its campaigns have proven successful, it has earned a sterling reputation for serving its clients faithfully.

Furthermore, GetMeCrowdfunded.com offers one of the industry’s premier guarantees – complete satisfaction or a full refund. If you have an exciting idea that will stoke the enthusiasm of the online community, there is only one partner you need to get it funded – GetMeCrowdfunded.com

Media Contact
Company Name: GetMeCrowdfunded.com
Contact Person: Alex
Email: promotions@getmecrowdfunded.com
Phone: 213-867-1943
Country: United States
Website: http://GetMeCrowdfunded.com

ezVerify, Memorial Healthcare Team Up to Revolutionize Transparency of Medical Information

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MIRAMAR, FL – 27 Jan, 2016 – In a collaboration that will revolutionize the flow of healthcare information and help protect patients from surprise medical bills, ezVerify & Validate LLC (“ezVerify”) and Memorial Healthcare System (“Memorial”) today announced that they are joining forces to develop and introduce a robust, full-service patient web portal for Memorial’s network of hospitals and healthcare providers. The innovative portal system will introduce a new level of transparency while seamlessly integrating with Memorial’s existing Epic patient management system, one of the most commonly used platforms in the healthcare industry.

The new portal will allow current and new patients to seamlessly access transparent information related to pricing, ratings and reviews of Memorial’s services and procedures. By enabling patients to verify their insurance coverage and payment responsibility for healthcare services, the portal will prevent incidents where patients unexpectedly find themselves responsible for bills from medical providers outside their insurance coverage. The portal will also allow patients to schedule and pay for medical services, review informative multimedia content, and submit other types of requests.

Executives with ezVerify and Memorial said their partnership will result in a transformative process to enable agile and transparent communication between Memorial and its patients. And, they added, this next-generation portal will be offered to the hundreds of non-Memorial hospitals nationwide that already rely on Epic for patient management. Eventually, the portal technology will be designed to integrate with almost any patient management platform, allowing the portal technology to be utilized by medical providers and patients throughout the country.  

Gerald Glass, Co-Founder and Chairman of the Board of ezVerify’s parent company, Automated HealthCare Solutions, and Frank V. Sacco, President and CEO of Memorial, issued a joint statement praising this significant step in providing more transparent information to­, and engagement with, the consumer/patient:

“With ezVerify’s leadership in medical database technologies and Memorial’s leadership in the healthcare field, we expect this new patient portal to be a trailblazer, not only for Memorial but the national healthcare community. We will create a system that truly allows patients to access clear, understandable information about the cost of their healthcare services and allow healthcare providers to seamlessly work with their existing patient and billing platforms.”

About ezVerify

ezVerify’s revolutionary health insurance verification and validation proprietary technology enables patients and their healthcare providers to obtain real-time, accurate information regarding co-insurance, deductibles, in- and out-of-network benefits, co-payments and much more.  This technology enables patients to understand and plan for their financial responsibilities regarding treatment, and providers to receive payment or make arrangements for payment with patients in advance of healthcare services being provided.  With all of the changes, confusion and disruption in the health insurance landscape resulting from healthcare reform, ezVerify is transforming the healthcare industry by empowering patients and providers with access to real-time, accurate insurance coverage information. 

To learn more, please visit us at www.ezVerify.me

Full News Story: https://pressreleasejet.com/newsreleases/2016/ezverify-memorial-healthcare-team-up-to-revolutionize-transparency-of-medical-information/

Distributed by Press Release Jet

Media Contact
Company Name: ezVerify & Validate, LLC
Contact Person: Edward Dibeler
Email: edibeler@ezverify.me
Phone: (954) 874-4634
Country: United States
Website: www.ezverify.me

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