Keep in mind getting a reverse mortgage can have a big impact.

With the many reasons to think about getting a reverse mortgage, it can be beneficial have a list.

Here are the ten most popular explanations to why people are getting reverse mortgages.

1. Eliminate your mortgage payment: Many older Americans utilize the reverse mortgage to eliminate their current mortgage payment, which release much of the monthly funds and aids them in more efficiently balancing their budget.

2. Renovate or fix the home: Repair the roof, finish the basement and add additional rooms or enhance your home to be the way you have always wanted. With the correct amount of money in place, these are realistic possibilities with a reverse mortgage.

3. Go on that dream vacation or begin experiencing the things on your bucket list. With the extra money you could finally pursue these type of endeavors.

4. Relax your budget: With extra funds, your daily budget will not have to be as tight, making eating out more often and being able to pay for unexpected expenses is a possibility.

5. Be prepared: With the additional money stashed away, paying for expenditures that arise without warning will not be a headache.

6. Consolidate debt: If you have an unrealistic amount of high interest debts, you would be able to reduce them or pay them off entirely, thus freeing up both your credit and your budget.

7. Live with your disability better: When you have a disability, modifications to your home  and obtaining more efficient devices and will be useful. With a reverse mortgage these purchases are possible.

8. Catch up on taxes: Back taxes have interest rates and penalties that accumulate to very high amounts quickly. With a reverse mortgage, you can eliminate those troubles for good.

9. Be a help to your family: With a reverse mortgage, you will be able to help with college tuition, help with monetary assistance or travel to visit your family more frequently.

10. Begin a small company: If you are wanting to start your own small business, having a reverse mortgage may be the way to fund it.

Keep in mind getting a reverse mortgage can have a big impact.

Be sure to research it properly and go to free counseling sessions in order to ensure that you get the one that is right for you.

Distributed by Now it Counts

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30 Sep, 2015 – The Vilas Fund, LP (the “Fund”), is pleased to announce that it was the top performing fund in the BarclayHedge Equity Long Bias category for the three years ended June 30, 2015.  Further, the Fund was ranked #6 out of 2,972 funds in the entire BarclayHedge database, including all fund-of-funds and traditional hedge funds, that post continuous results over the three years ended July 31, 2015.

John C. Thompson, CFA, Founder and CIO of Vilas Capital Management, LLC (www.vilascapital.com), commented that “we are extremely gratified that our focus on value equities has led to results that have exceeded our peers over these time periods.  However, we are most concerned with producing attractive future returns for our Partners.”

On August 31, 2015, the Fund had its five year anniversary and has posted annualized returns, net of fees, of 23.47% vs 15.87% for the S&P 500 Index, including dividends.  Mr. Thompson commented that “we believe that performance records over longer time periods begin to remove luck from the equation and are, again, pleased that our Fund has been able to generate market beating results.”

He continued that “given the market downdraft and the Fund’s under-performance of the equity indices and peers from June 30^th through late-September, the valuation of our long positions has fallen to roughly 0.70 times book value and 8.0 times 2016 earnings estimates.  These valuation metrics are extremely attractive and resemble the levels our Fund reached at the end of prior draw downs.  Also, the speculative sectors of the market continue to drastically outperform, creating negative results from our short positions, though this showed signs of reversing late in the quarter.  These positions currently trade at 27.9 times stated book value and 103 times 2016 non-GAAP earnings estimates.  The market uses non-GAAP to value these companies because they are either earning little or are losing money using GAAP accounting.  These valuations are reminiscent of the late 1990’s,” Mr. Thompson commented.

Mr. Thompson concluded that “having managed an equity mutual fund during the late 1990’s tech boom, we believe that the market is acting in a similar, though not as pervasive, manner to that time period, after which one of the great reversals between growth and value strategies occurred.  We are firm believers in the value strategy, despite its worsening market under-performance over the last 1, 3, 5 and 10 years, and believe that cheap stocks will once again outperform expensive.”

To view:

1. September 28, 2015 Full Press Release (click here)

2. BarclayHedge Equity Long Bias Report  – 2Q 2015 – Only (click here)

3. BarclayHedge 3-Year Ranking Report – July 31, 2015 – Only (click here)

Note:  The press release and reports may also be found here:  http://www.vilascapital.com/2015-press.php

Disclosures:

Performance data referenced represents past performance and does not guarantee future results. Performance includes the reinvestment of dividends and other earnings.  Net performance is net of all fees and is based upon the current investors’ fee structure.  Future performance will vary depending upon each investor’s capital account and fee structure.  The current performance may be higher or lower than the performance data provided herein.  Current fund information including performance data, can be obtained by visiting www.vilascapital.com.  

BarclayHedge is an alternative investment database of hedge funds, fund of funds and managed futures (CTAs).  The database contains information on monthly returns, holdings, performance, assets, and fees for reporting funds.  BarclayHedge named The Vilas Fund, LP, as the top performing fund in the Equity Long Bias Category of their 2015, Barclay Managed Funds Report, 2^nd Quarter Issue.  The Equity Long Bias category contains hedge funds that may employ short positions and leverage and have an average net long exposure of their portfolios greater than 30%.  The ranking was based on trailing 3 year compound annual performance returns (net of fees) through June 30, 2015.  The Vilas Fund, LP, ranked first in the category which consisted of 256 funds in total.  BarclayHedge independently produced this report and informed Vilas Capital Management, LLC, of the fund’s ranking.   A copy of the report can be obtained by calling (312) 702-1976.

Vilas Capital Management, LLC, further requested that BarclayHedge compare the Vilas Fund, LP’s, performance to all funds in the BarclayHedge database for the three year time period ending July 31, 2015.  The Vilas Fund, LP, ranked 6 out of 2,972 funds in total across all categories including fund of funds.

The Vilas Fund, LP’s, 5 year annualized return as of 8/31/2015 was 23.47% compared to the S&P 500 Index of 15.87% for the same time period.  The S&P 500 Index represents 500 of the United States’ largest stocks from a broad variety of industries and includes reinvested dividends.  The index is widely used as a comparison to the broader market.  The Vilas Fund, LP’s, performance may not be directly comparable to the performance of indices or other private or registered funds.  The Vilas Fund, LP’s, results were obtained by using a highly concentrated value strategy which includes short positions.  The Fund may also use leverage.

The Vilas Fund, LP, is a private fund and the securities are offered in reliance on an exemption from the registration requirements of the Securities Act and are not subject to the protections of the Investment Company Act.  The Securities and Exchange Commission has not reviewed the securities or the offering materials.  The Vilas Fund, LP’s, securities are subject to legal restrictions on transfer and resale and investors should not assume they would be able to resell them.  All information contained herein is subject to revision and completion.  Should there be a discrepancy between the offering materials and this document, the offering materials will control.  This document is not intended to be a complete description of the business engaged in by Vilas Capital Management, LLC, nor is it an offering or solicitation to invest.  Any such offer or solicitation may be made only by means of a confidential private offering memorandum.  No subscriptions will be received or accepted until subscription documents are completed and Vilas Capital Management, LLC, has approved the subscription agreement and an investor’s eligibility to invest.  Prospective investors must be accredited investors and meet certain minimum annual income or net worth thresholds in order to be eligible to invest.

Investment in the fund involves a high degree of risk.  An investor could lose all or a substantial portion of his or her investment.

Full News Story: https://pressreleasejet.com/newsreleases/2015/the-vilas-fund-lp-generates-significant-marketbeating-results/

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Company Name: Vilas Capital Management, LLC
Contact Person: Joe Cortese
Email: jcortese@vilascapital.com
Phone: (312) 702-1976, Ext 704
Country: United States
Website: http://www.vilascapital.com

30 Sep, 2015 – Grace Century’s Electronic Medical Records (EHR) project partner Quantum Innovations Inc. has achieved the much-sought after Meaningful Use Stage 2 (MU-2) accreditation for its Personal Wellness electronic Records (PWeR) product. This major achievement goes hand-in-hand with a significant upgrade of the product platform, with the new version designated as PWeR® 3.0.

The formal MU-2 certification received by PWeR® 3.0 was awarded by InfoGard Laboratories Inc. which is authorized by the Office of the National Coordinator for Health Information Technology (ONC). This means that PWeR® 3.0 now belongs to an elite group of product innovations which meet the demanding standards set by the U.S. Secretary of Health and Human Services for the Center or Medicare and Medicaid Services (CMS). It is estimated that the overwhelming majority of applications for MU-2 certification fail due to the stringent selection criteria, making the achievement even more notable.

Noel J. Guillama, Chairman of Quantum Innovations, stated, “Through over a decade of dedication and expertise, our team’s herculean tenacity has yielded a very positive result with this most complex and elite global health information technology certification. It has been an extraordinary effort, involving international, multi-disciplinary collaboration, in successfully gaining MU-2 certification and bringing PWeR 3.0 to market. We intend for PWeR 3.0 to be used, both in the U.S. as well as in other countries and regions, to help transform the $7 trillion (USD) spent on global healthcare consuming over 10% of global GDP.”

Grace Century CEO Scott Wolf comments “We are thrilled to have our project reach this milestone. Quantum has worked extremely hard on this and we are confident that attaining MU-2 accreditation will be the catalyst for the company to be a major transformer of thehealthcare information sector.”

The MU-2 accreditation also means that PWeR 3.0 will be one of a select group certified to assist eligible providers and hospitals to tap into the estimated $36.5 billion fund provided by The American Recovery and Reinvestment Act (ARRA) and the Health Information Technology Economic and Clinical Act (HITECH Act.) to support EHR adoption and build national exchanges of medical information.

In addition, MU-2 certification EHR has become mandatory under the U.S. Health and Human Services Department to avoid annual Government-imposed penalty payments. EHR is estimated to represent 1% of all Government-imposed penalty payments in 2015 (over $1 trillion gross annually in USD) and could rise to as high as 5% by 2018.

About Grace Century, FZ LLC 

Grace Century FZ LLC is an International research and private equity consultancy located inRas Al Khaimah, (north of Dubai) in the United Arab Emirates (UAE). Grace Century specializes in “game-changing” life science and health related private equity projects.

For portfolio or company information please email info@gracecentury.com or call +971 (0) 7 206 8851

Please direct all media enquiries to info@bigwheel.me or call +971 (0) 52 712 1777

Website – http://www.gracecentury.com

Facebook – https://www.facebook.com/GraceCentury

LinkedIn – https://www.linkedin.com/company/grace-century-holdings-fzc-llc

Twitter – https://twitter.com/GraceCentury

Blog – http://www.thegracecenturyblog.com

Pressroom – http://www.gracecenturypressroom.com ​

About The Quantum Group, Inc.

The Quantum Group, Inc. is an innovation-driven organization purposefully designed to bring effective change to the U.S. healthcare industry. The foundation of the Company has been in design, development and deployment of innovative solutions, technology, products and services to the healthcare industry. Our purpose is to seek and assist physicians and hospital providers, as well as government and private sector payers, in managing the treatment outcomes through a patient-centered wellness concept.

Quantum Innovations and PWeR® 3.0 Certified EHR Vendor & Product Information:

Vendor Name: Quantum Innovations, Inc.

Certified EHR Name: PWeR ® Personal Wellness electronic Record ®

Certified EHR Version: 3.0

InfoGard Certification #: IG-3086-15-0029

Certification Date: September 16, 2015

Classification: Complete EHR

Practice Setting: Ambulatory

Requirements Edition: 2014

Certification Criteria: §170.314: a1-15, b1-5, b7, c1-3, d1-8, e1-3, f1-3, g2-4

Clinical Quality Measures: CMS2, CMS50, CMS68, CMS69, CMS90, CMS122, CMS138, CMS165, CMS166

Additional SW Required: First Data Bank, Microsoft Office 2010 or later, web browse

Full News Story: https://pressreleasejet.com/newsreleases/2015/quantum-innovations-inc-announces-successful-achievement-of-meaningful-use-phase-2-certification/

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Company Name: Big Wheel
Contact Person: Steven Rice
Email: info@bigwheel.me
Country: United States
Website: http://www.bigwheel.me

Coral Springs, FL – 01 Oct, 2015 – Consumers are increasingly seeking the convenience of ordering in advance, pre-paying and securely paying for their in-store purchases, which are some of the top reasons more and more merchants, restaurants & businesses are turning to mobile payment platforms. Mobile Payment Platform Companies focused on enhancing the consumer experience for digital payments are NXT-ID, Inc. (NASDAQ: NXTD), PayPal Holdings, Inc. (NASDAQ: PYPL), Apple Inc. (NASDAQ: AAPL), Google Inc. (NASDAQ: GOOG) and Total System Services, Inc. (NYSE: TSS)

NXT-ID, Inc. (NASDAQ: NXTD)  announced this week that retail veteran William Fields, former President and CEO of Wal-Mart (NYSE: WMT) Retail Stores Division and Chief Executive Officer of Blockbuster Entertainment Group, a division of Viacom, Inc has joined its Advisory Board.  During his 25-year career with Wal-Mart, Mr. Fields held numerous senior executive positions within the organization, including Assistant to Wal-Mart Founder, Sam Walton; Senior Vice President of Distribution and Transportation; and Executive Vice President of Wal-Mart, Inc. culminating in the role of President and Chief Executive Officer of the Wal-Mart Retail Stores Division. Mr. Fields was responsible for over 2,000 stores and 300,000 employees, generating $68 billion in annual revenues.

Read the full NXTD Press Release at http://finance.yahoo.com/q/p?s=NXTD+Press+Releases

Mr. Fields stated, “With all of the recent payment card breaches and day- to-day consumer concerns over identity theft, Wocket is a  timely cutting edge solution combining both security and convenience. What sets Nxt-ID’s technology apart is the flexibility that they have developed that can accommodate a variety of protected payment methods on different payment platforms. This allows their users to remain current and secure as the payment industry is going through a period of rapid evolution and allows consumers to pay with the most convenient payment method of their choice. I look forward to assisting the management team in their efforts to transition from an innovative new technology to widespread consumer acceptance via major retailers.”   Gino Pereira, Chief Executive Officer said, “We are honored to have Bill join our Advisory Board and guide us to a new level of consumer awareness and retail exposure. His retail experience is unparalleled and will open doors for Wocket at a much faster pace. His engagement and ability to add value across retail, payment services and low cost manufacturing immediately elevates NXT-ID’s execution capability in these critical areas.”

Wocket® is the smartest wallet you’ll ever own. Designed to protect your identity and replace your old wallet, simply swipe and save your cards into Wocket once and they are immediately secured with pin and biometric voice print technology. Without ever needing a smartphone, you can choose a card from the touch screen and Wocket programs its single, smart card (Wocket Card) to match your selection. From there, you just swipe as you normally would virtually anywhere that credit cards are accepted today.  

More details can be found at http://wocketwallet.com/

In an article published on TechTimes.com, contactless payments and mobile wallets are becoming popular with consumers, PayPal (NASDAQ: PYPL) is gearing up to push out its chip card reader dubbed PayPal Here in the United States. 

As of Sept. 30, the PayPal Here Chip Card Reader will become available for businesses in the United States. The mobile card reader accepts not only the older magnetic stripe-based cards, but also the new EMV standard i.e., the chip-based credit and debit cards to which the United States is migrating to.

The PayPal Here Chip Card Reader also offers NFC support for multiple platforms and payments made through Android Pay from Google (NASDAQ: GOOG), Samsung Pay and Apple Pay from Apple (NASDAQ: AAPL).  Read the full article sourced by TechTimes.com at http://www.techtimes.com/articles/89384/20150930/paypal-here-arrives-in-the-us-apple-pay-android-pay-samsung-pay-all-supported.htm

Additionally, Total System Services, Inc.  – TSYS – (NYSE: TSS) this week announced the results of its 2015 U.S. Consumer Payment Choice Study. New to the fifth annual research were findings related to mobile app usage. The online survey of more than 1,000 U.S. consumers found that mobile applications provided by financial institutions are highly adopted and frequently used. Fifty percent of survey respondents said that they have installed a mobile app from their bank. Of those respondents, 70 percent said that they use the app a few times a month or more.  “We expect the emphasis on digital engagement and technology to continue as innovation increases and new products become available to consumers,” said John Dale Hester, group executive of Relationship Management at TSYS. “Providing a more robust customer experience and expanded consumer choices will help drive progress and innovation within the payments industry.”  In addition to providing insight into the growth of digital engagement, the study also uncovered drivers of consumer behavior and information around consumer preferences for payment and communication methods.

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DISCLAIMER:  FN Media Group LLC (FNMG) is a third party publisher and news dissemination service provider, which disseminates electronic information through multiple online media channels.  FNMG is NOT affiliated in any manner with any company mentioned herein.  FNMG and its affiliated companies are a news dissemination solutions provider and are NOT a registered broker/dealer/analyst/adviser, holds no investment licenses and may NOT sell, offer to sell or offer to buy any security.  FNMG’s market updates, news alerts and corporate profiles are NOT a solicitation or recommendation to buy, sell or hold securities.  The material in this release is intended to be strictly informational and is NEVER to be construed or interpreted as research material.  All readers are strongly urged to perform research and due diligence on their own and consult a licensed financial professional before considering any level of investing in stocks.  All material included herein is republished content and details which were previously disseminated by the companies mentioned in this release.  FNMG is not liable for any investment decisions by its readers or subscribers.  Investors are cautioned that they may lose all or a portion of their investment when investing in stocks.  For current services performed FNMG has been compensated five thousand nine hundred dollars for a week’s news coverage of the press release issued by Nxt-Id, Inc. by the company.  FNMG HOLDS NO SHARES OF ANY COMPANY NAMED IN THIS RELEASE.

This release contains “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E the Securities Exchange Act of 1934, as amended and such forward-looking statements are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. “Forward-looking statements” describe future expectations, plans, results, or strategies and are generally preceded by words such as “may”, “future”, “plan” or “planned”, “will” or “should”, “expected,” “anticipates”, “draft”, “eventually” or “projected”. You are cautioned that such statements are subject to a multitude of risks and uncertainties that could cause future circumstances, events, or results to differ materially from those projected in the forward-looking statements, including the risks that actual results may differ materially from those projected in the forward-looking statements as a result of various factors, and other risks identified in a company’s annual report on Form 10-K or 10-KSB and other filings made by such company with the Securities and Exchange Commission. You should consider these factors in evaluating the forward-looking statements included herein, and not place undue reliance on such statements. The forward-looking statements in this release are made as of the date hereof and FNMG undertakes no obligation to update such statements.

Full News Story: https://pressreleasejet.com/newsreleases/2015/nxtid-inc-nxtd-strengthens-digital-payment-operations-as-paypal-apple-google-increase-stakes-in-mobile-payment-industry/

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The insertion of Russian forces into the conflict augurs ill for any return to stability in the region and portends more suffering for the Syrian people. The Russians are intent on propping up the regime of Bashar Al Assad and protecting their only client in the Middle East. Their intervention is a clear signal that the Assad regime was in trouble. Despite their professions that they want to stop the advance of ISIS, one can be certain that they will also try to defeat other opposition forces that threaten the regime, particularly ones that may potentially be aligned with the United States. It is obvious that Putin knows that Obama is weak and he will take full advantage of this fact.

The Russians do have a reason to confront ISIS beyond the protection of the Assad regime. They are certainly concerned that continued success by ISIS could spill over into additional problems for them in Chechnya and the other Muslim areas they occupy in the Caucuses.

The fact that Iran and its proxy Hezbollah support the Russian military intervention comes as no surprise. The expansion of radical Sunni power represented by ISIS poses potential existential problems for Iran in the long term. The fact that Russia and Iran are able to make common cause in Syria at the expense of the United States is a bonus for both of them.

France has now entered the Syrian conflict as well. It conducted airstrikes against ISIS positions in Syria for the first time on the 26th of September. France is motivated in part by the refugee crisis sparked by the civil war. Europe cannot absorb 4 to 5 million Syrian refugees. In order to stop this crisis some stability must be restored in Syria. However, France will also want to have a seat at the table if Russian influence is now going to take the lead in any Syrian settlement. France has long term historical strategic ties with Russia and in the absence of American leadership will seek to influence the outcome in Syria by co-operating and if possible moderating Russian policy.

Turkey is now in a much more difficult position than it was before. Turkey has given limited support to ISIS in its fight against both the Assad regime and the Kurds. That Turkey has been seeking the overthrow of the Assad regime is not in question. It also supports ISIS attacks on the Syrian Kurdish force the YPG which is aligned with the Kurdish separatist group in Turkey, the PKK. Russian intervention is Syria will limit Turkey’s ability to use ISIS as a semi proxy against Assad although it should have limited effect on their conflict with the Kurds.

One interesting side effect of Russian intervention, to the extent that it is aimed at ISIS will be to act as a recruiting magnet for ISIS.  Many radical Muslims will see this as an opportunity to relive the glory of their victory over Soviet forces in Afghanistan. However, what will really spur recruiting is that many in the Muslim world believe that there is a conspiracy within Orthodox Christianity led by Russia and encompassing Armenia, Serbia and Greece to encircle and destroy Islam. This idea coupled with the presence of Russian crusaders ripe for beheading will attract even more recruits for ISIS. An estimated 30,000 fighters have joined ISIS since 2011.

So much of this mess stems from the total and utter abnegation of leadership by the United States under the Obama administration. It is increasingly clear that this administration has no policy in the Middle East. Either they are clueless or they are so bankrupt of ideas that they are happy to let the situation deteriorate and go from bad to worse. Since the Second World War the United States has been the country that much of the world has looked to for leadership. We have at times made mistakes but never have we just stood on the sidelines and merely looked on while the world burns.

It is a tragedy that the US leadership has put itself in the position where an autocrat such as Vladimir Putin can rightly mock us for our incompetence in training members of the so called Syrian opposition not to mention the fact that we have materially armed ISIS ourselves.

Distributed by Local View LLC

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Company Name: Glenn M Stewart
Contact Person: Glenn Stewart
Email: Glenn.stewartm@gmail.com
Phone: 310-739-2103
Address:3250 Scotland Rd.
City: Chambersburg
State: PA
Country: United States
Website: www.glennstewartobserver.com

American Financing is committed to deliver the best mortgage solutions to its customers. We conduct business ethically and morally, while serving our clients with best-in-class service.

For most people interested in obtaining a loan, the challenge is more than simply finding a mortgage package, but also having to deal with the stress of finding the right bank, mortgage brokers, online lenders and other loan application processes. The disturbing question is how to find the best deal and choose the most proficient mortgage lender?

The mortgage lending business is becoming competitive at a very rapid pace. Putting trust in the wrong mortgage provider can cause serious financial harm, therefore it is extremely important to choose a mortgage service that has a lot of experience and great history providing quality services to their clients.

On the other hand, a mortgage company with better reputation and good reviews in the market can save not only the stress of ever increasing interest, but also makes the entire process easier. What a good mortgage company always offers is great customer service; but why is customer service so important?

Importance of customer service

Customer service is one of the fundamental factors contributing to the quality of a Mortgage Company. When having questions regarding payments and rates, good customer service is what assists borrowers in ensuring the entire process is clear.

Customer service guides and prepares the borrowers for  the application process and answers any question that client may have during the tedious loan  process. The client’s understanding and knowledge makes the services provided much easier to keep track of.

Another area in which strong customer service is important, is to make sure that borrowers understand the breakdown of their payments; interest rates, mortgage insurance (if applicable) and principal.  In addition, they need to understand the term of the loan and when payments are due. Interest rates are often misunderstood by  customers and can cause complications in the future.

What are the factors of good customer services?

• They are clear about the entire process

• They are familiar with all the packages and services offered by an organization

• They are responsive to the needs of clients

• Customers are guided about the application forms

• No  application is finalized before the loan officer verifies every detail ensuring that the loan program, rates and terms are fully understood by the customer.

The loan team are directly in contact with the customers and therefore define each and every service a mortgage loan company has to offer. If the services are not made clear, it not only brings hassle and stress upon the clients but also puts the repute of a company at stake.

Distributed by NetJumps International

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Company Name: American Financing
Email: joanne@americanfinancing.net
Phone: 303-695-7000
Address:3151 South Vaughn Way, Suite 100
City: Aurora
State: CO
Country: United States
Website: www.americanfinancing.net

Andy had been employed in the field of human resources for forty years and after was employed as an adjunct instructor and business administration department chair at Stevens – The Institute of Business & Art. He always worked hard, and the couple wished to purchase the retirement home they had fantasized about without retrieving from their investment income and retirement savings fund. They did not believe it was a possibility to obtain the kind of home they eventually bought until they saw a commercial for HECM mortgages.

“I had seen the Fred Thompson AAG advertisements thousands of times, and even the other ones with Henry Winkler,” Andy says. “One day I was watching and ran across the commercial and thought, ‘Let me give them a buzz.’ I had no knowledge of the reverse mortgage process. I called, and the guy on the phone did a pretty good job of screening out my need. He asked if I wanted to do a reverse mortgage refi or purchase. I asked what the difference was. He defined them for me. I told him I owned a home in St. Louis, so we should talk about purchase. He transferred the call, and everything ensued from there. He walked me through as a new caller with no knowledge of HECM For Purchase.”

This form of reverse mortgage meant they only had to provide a piece of the purchase cost, while the reverse mortgage would account for the rest. They are required to pay the property taxes, homeowner’s insurance, and costs of Homeowner’s Association dues.

The move allowed the couple to stop working a decade sooner than originally thought.

After deciding to go with this sort of loan with AAG, they took the opportunity to buy a home prior to prices rising again. A companion had relocated to South Florida along with his spouse who is employed as a realtor. Upon discovery that the Hollimons were planning to vacation there and were searching for a home, he asked his wife to show them around in June 2014.

In the winter, the Hollimons excitedly relocated into their two-thousand-square-foot, three-bedroom home in Lake Worth, fifty-six miles north of Miami.

“We were going to follow our dream and seek our dream location,” says Andy, who spends his retirement writing and painting. “If you have the financial ability, you have to reach for what you want. We decided to do that.”

Distributed by Now it Counts

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Company Name: Now it Counts
Contact Person: Abby Tegnelia
Email: abby@nowitcounts.com
Phone: 949-379-8040
Country: United States
Website: www.NowItCounts.com

NEW YORK, NY – October 5, 2015 – PeerLogix, Inc. (the “Company”) (LOGX), an advertising technology and data aggregation provider, has appointed Tom Burgess to its Advisory Board. Mr. Burgess’s appointment is an important step for PeerLogix as the Company approaches commercialization and surrounds itself with a seasoned executive in advertising and digital media.

Tom Burgess, a serial entrepreneur and avid adventurer, is founder and Chief Executive Officer of Linkable Networks. With deep-rooted experience across the advertising and digital media industries, this seasoned executive searches for industry pain points and creates powerful, forward-thinking solutions to revolutionize how business gets done. He’s a strong believer that obstacles present the greatest opportunities. In 2001, Tom founded Third Screen Media, the world’s first mobile advertising network. Acquired in 2007 by AOL, it set the standard for wireless advertising and proved Tom’s ability to deliver strong returns for investors. He previously served as president of Internet portal CollegeLink.com, and as founder and CEO of both 9th Square and Echomedia.

William Gorfein, Co-founder and CEO of PeerLogix, stated, “We are thrilled to have Tom join our Advisory Board. His vast experience and deep knowledge in advertising and digital media coupled with his entrepreneurial spirit, make Tom a great mentor and sounding board for our team. We look forward to his advice, guidance and introductions to his network of contacts as we enter the revenue generation phase of our business.”

Tom Burgess, Member of Advisory Board, stated, “I am excited to get involved with PeerLogix and am very enthusiastic about what they are doing with Torrent files and its applications in advertising and digital media. I believe I will be helpful at this time and development of their business, as they are now transitioning from development to commercialization. Additionally, I am excited to assist them on a strategic acquisition roll-up plan, given my contacts and experience in the advertising and digital media industry.”

About PeerLogix

PeerLogix is an advertising technology and data aggregation company providing a proprietary software as a service, or SAAS, platform which enables the tracking and cataloguing of Torrent files and Torrent networks in order to determine consumer trends and preferences based upon media consumption. PeerLogix’s patent pending platform collects Torrent data, including IP addresses of the uploading and downloading parties (e.g., location), the name, file type, media type (whether movie, television, documentary, music, e-books, software, etc.), and genre of media downloaded, and utilizes licensed and publicly available demographic and other databases to further filter the collected data to provide insights into consumer preferences to digital advertising firms, product and media companies, entertainment studios and others.

Torrent is a geography agnostic platform used by approximately 130 million people worldwide to share TV shows, movies, music, pictures, video games, e-books and software with one another. All major entertainment and media content is available to consumers using Torrent to access media. Of this population of Torrent users, approximately 40 million reside in the United States and 90 million are distributed throughout all major and developing countries of the world.

Forward Looking Statement

Certain of the statements contained in this herein include future expectations, contain projections of results of operations or financial condition or state other “forward-looking” information. The information contained in this includes some statements that are not purely historical and contain “forward-looking statements,” as defined by the Private Securities Litigation Reform Act of 1995,that involve risks and uncertainties. Such forward-looking statements include, but are not limited to, statements regarding the Company’s and its management’s expectations, hopes, beliefs, intentions or strategies regarding the future, including the Company’s financial condition and results of operations. In addition, any statements that refer to projections, forecasts or other characterizations of future events or circumstances, including any underlying assumptions, are forward-looking statements. The words “believe,” “expect,” “anticipate,” “intend,” “estimate,” “may,” “should,” “could,” “will,” “plan,” “future,” “continue,” and other expressions that are predictions of or indicate future events and trends and that do not relate to historical matters identify forward-looking statements. These forward-looking statements are based largely on the expectations or forecasts of future events, can be affected by inaccurate assumptions, and are subject to various business risks and known and unknown uncertainties, a number of which are beyond the control of management. Therefore, the actual results could differ materially from the forward-looking statements contained in PeerLogix forward-looking statements.

Contact:

William Gorfein
Chief Executive Officer
PeerLogix, Inc.
646-598-4640
info@peerlogix.com

Distributed by Microcap Headlines, Inc.

Media Contact
Company Name: Microcap Headlines, Inc.
Contact Person: Nicole Peccia
Email: info@microcapheadlines.com
Phone: (877) 283-6422
Country: United States
Website: http://www.microcapheadlines.com

Distributed by Press Release Jet

Media Contact
Company Name: MattersIT
Contact Person: Andrew Phillips
Email: andrew.phillips@mattersit.com
Phone: (203) 585-9740
Country: United States
Website: www.mattersit.com

Oct 05, 2015 – Last Thursday, BattleFin had it’s third Investor and Manager speed dating event, Discovery Day. The atmosphere in Manhattan’s Bryant Park was electric and the air was thick with innovation.

The day kicked off with Marc LoPresti’s – of LoPresti Law Group – keynote speech covering advertising and accredited investor rules. LoPresti tackled common misconceptions in wealth management, all the while shedding light on industry standards that must be honored.

Kim Ann Curtin, of Wall Street Coach, encouraged money managers to think of themselves as a brand: “We each are a brand, your ability to really be over there happens when you get secure and comfortable in you.”

Clay Colbath’s presentation gave light to untapped data which – in the right hands – can be turned into insights. Other keynote speeches included a presentation from Discovery Capital’s Tom Zucosky discussing what managers need to do to get institutional allocations. Tom’s advice was: “Don’t give them a powerpoint, TALK TO YOUR CLIENTS.” Pip Coburn of Coburn Ventures spoke to managers about creating an investor “Community” versus an investor “Network” which resonated well with both investors and managers.   

We would like to thank our sponsors LoPresti Law Group and Edgar Online. The next Discovery Day will be held in Miami in early February 2016.

More information is available at www.battlefin.com

Full News Story: https://pressreleasejet.com/newsreleases/2015/battlefins-discovery-day-2015-roundup/

Distributed by Press Release Jet

Media Contact
Company Name: Pacific54
Contact Person: Christopher Menendez
Email: chris@pacific54.com
Phone: (888) 816-6385
Country: United States
Website: http://www.pacific54.com

PHOENIX, AZ – Oct 05, 2015 – Fulcrum Self Directed is officially launching a new website and making self directed retirement options available to a broad market of individuals and small businesses. The main benefit to clients is full control over the investment of retirement funds including checkbook access to make investments quickly and easily.

Retirement accounts that are eligible for self direction include:

• IRAs
• Roth IRAs
• 401Ks (including solo 401Ks)
• Roth 401Ks
• plus several other less common accounts

Fulcrum Self Directed can work with anyone interested in self direction but we primarily serve small business owners, start up founders, and real estate investors. Self direction is a great way to truly diversify a retirement portfolio, away from standard Wall Street products and toward investments where our clients have specific expertise.

Self direction allows for a more hands-on approach to retirement planning and Fulcrum Self Directed facilitates your transition to this type of investing. 

About Fulcrum Self Directed: 

Fulcrum Self Directed (www.fulcrumselfdirected.com) is a national provider of retirement services for individuals and companies seeking greater control and flexibility in their financial planning. We offer set up and maintenance of self directed IRA, solo 401K and a variety of other self directed retirement plans. 

Full News Story: https://pressreleasejet.com/newsreleases/2015/fulcrum-self-directed-gives-small-investors-a-vast-array-of-investment-options/

Distributed by Press Release Jet

Media Contact
Company Name: Fulcrum Self Directed
Contact Person: John Park
Email: john@fulcrumselfdirected.com
Country: United States
Website: http://www.fulcrumselfdirected.com

With your business at the top, don’t risk becoming complacent and for your competition is fighting even harder to snatch the top spot from you.

The previous listing known as 7 Pack, has been replaced by a 3 Pack. This means that if your business is not among the top three listings on the Google home page, the listing has been moved to the second page explaining why you are not receiving any calls from the new clients.

How does the change affect your business or profession

As expected, the contraction of the previous 7 pack to a 3 pack means that businesses will have to compete more fiercely to grab the top spots on the list. The three local businesses list has also been redesigned to fit more with the mobile user interface with the top businesses becoming highly visible hence gaining more customers.

With your business at the top, don’t risk becoming complacent and for your competition is fighting even harder to snatch the top spot from you.

How to get a spot in 3 pack

It is unfortunate that the highly desired spots are dependent on Google algorithm, ranking that is continuously changing and a Google update that evokes very high level competition among businesses.

Nevertheless, there are ways that one can undertake to enhance their possibility of getting indexed in the 3 pack Google update. These steps include:

 • Optimizing business’ Google Page as much as possible. To have a competitive edge over your competition, ensure you provide all the information- requested or required, provide pictures labeled using targeted keyword, provide video clips, hourly time, and include a keyword for the bio target.

 • Encouraging clients to give ratings and reviews for the business on Google. Although reviews are just but one of the many factors considered by Google when ranking businesses, such reviews are a major influence on the decision of which businesses will feature in the 3 pack. It is prudent to put a system in place that automatically posts the good mails sent to you by satisfied clients on Google and respond to poor reviews sent by unhappy customers. Automation eliminates the chances of backlash that could occur in case you are using a manual process.

 • Realizing the importance of business directory and citations. Create citations on sites like Bing, Yahoo, among others providing exact information as provided in the Google Business Page. This has a major influence on the indexing of your Business Page by Google along with improving credibility and authenticity of your business by continuously adding business listings to these sites and ensuring you put the exact same information. The number of followers on these sites exposes your business to new clients who can improve the performance of your company.

Are you experiencing any trouble getting into the top three business list (3 pack)

If you are having any difficulties in lifting your business to the top, we have developed an efficient solution which is designed to strengthen your business in order to capture the highly coveted spots. The solution includes professional optimization of business’ Google Page, automated email review system for capturing favorable reviews and making your business seem more attractive to the clients and search engines. The system has a video that offers apology to dissatisfied clients and those who provide poor reviews. These bad reviews are forwarded to the business so as to generate a solution to the problem.

Finally, for a restricted time period, we are offering free Yext to those subscribing for Google Local Masterly. This will immediately develop business listings with perfect alignment and optimization on the best sixty sites for citation. For effective maximization of your business strategy, we are going to provide you with zero pay market research and findings, and consultation services.

Trials are only $1, and only $197 a month after!

Distributed by Optimization, LLC

Media Contact
Company Name: Optimization, LLC
Contact Person: Ed Edge Neues
Email: Edge@OptimizationalLLC.com
Phone: 720-440-2SEO (2736)
Address:3570 E. 12th Ave Ste 152
City: Denver
State: Colorado
Country: United States
Website: http://optimizationllc.com/google-3-pack-mastery

NEW YORK, NY – October 7, 2015 – PeerLogix, Inc. (the “Company”) (LOGX), an advertising technology and data aggregation provider, today announced that its PeerLogix platform was featured in an article on Inc.com. The piece “Why There’s a Revolution Coming to Entertainment Analytics” discusses disruptive cutting-edge technology in the consumer research niche of the analytics industry, with particular focus on the evolving viewership patterns.

Read the full article appearing on Inc.com here: http://www.inc.com/tim-askew/a-stealth-revolution-in-entertainment-analytics.html

In the article, Tim Askew, believes PeerLogix seems to have found a way to harness and monetize consumer criminality by tracking “torrent” files. Essentially their technology is based on measuring “torrent piracy” by any number of apps and websites, most notably Bit-Torrent and Popcorn Time. PeerLogix seems to be the other side of the coin from Nielsen and comScore/Rentrack, both of whom operate by mining data of consumers using accepted and legitimate media outlets. PeerLogix mines the legally murky underside of the internet and opens up new arenas to research analysts via a software which engages consumers of the content-sharing economy. PeerLogix claims to be able to mine the 145 million (and rapidly growing) worldwide users of torrent files, who leverage the ability of people to network peer-to-peer.

William Gorfein, Co-founder and CEO of PeerLogix, stated, “We appreciate the recognition from Inc.com and Tim Askew as an emerging, potentially disruptive cutting-edge technology play in the consumer research and analytics industry. We are very excited to introduce our platform to the industry and begin signing up clients to demonstrate and support what we feel is a breakthrough in how to analyze evolving viewership patterns.”

It should be noted that Tim Askew is a Board member of PeerLogix, Inc.

About PeerLogix

PeerLogix is an advertising technology and data aggregation company providing a proprietary software as a service, or SaaS, platform which enables the tracking and cataloguing of Torrent files and Torrent networks in order to determine consumer trends and preferences based upon media consumption. PeerLogix’s patent pending platform collects Torrent data, including IP addresses of the uploading and downloading parties (e.g., location), the name, file type, media type (whether movie, television, documentary, music, e-books, software, etc.), and genre of media downloaded, and utilizes licensed and publicly available demographic and other databases to further filter the collected data to provide insights into consumer preferences to digital advertising firms, product and media companies, entertainment studios and others.

Torrent is a geography agnostic platform used by approximately 130 million people worldwide to share TV shows, movies, music, pictures, video games, e-books and software with one another. All major entertainment and media content is available to consumers using Torrent to access media. Of this population of Torrent users, approximately 40 million reside in the United States and 90 million are distributed throughout all major and developing countries of the world.

Forward Looking Statement

Certain of the statements contained in this herein include future expectations, contain projections of results of operations or financial condition or state other “forward-looking” information. The information contained in this includes some statements that are not purely historical and contain “forward-looking statements,” as defined by the Private Securities Litigation Reform Act of 1995,that involve risks and uncertainties. Such forward-looking statements include, but are not limited to, statements regarding the Company’s and its management’s expectations, hopes, beliefs, intentions or strategies regarding the future, including the Company’s financial condition and results of operations. In addition, any statements that refer to projections, forecasts or other characterizations of future events or circumstances, including any underlying assumptions, are forward-looking statements. The words “believe,” “expect,” “anticipate,” “intend,” “estimate,” “may,” “should,” “could,” “will,” “plan,” “future,” “continue,” and other expressions that are predictions of or indicate future events and trends and that do not relate to historical matters identify forward-looking statements. These forward-looking statements are based largely on the expectations or forecasts of future events, can be affected by inaccurate assumptions, and are subject to various business risks and known and unknown uncertainties, a number of which are beyond the control of management. Therefore, the actual results could differ materially from the forward-looking statements contained in PeerLogix forward-looking statements.

Contact:

William Gorfein
Chief Executive Officer
PeerLogix, Inc.
646-598-4640
info@peerlogix.com

Distributed by Microcap Headlines, Inc.

Media Contact
Company Name: Microcap Headlines, Inc.
Contact Person: Nicole Peccia
Email: info@microcapheadlines.com
Phone: (877) 283-6422
Country: United States
Website: http://www.microcapheadlines.com

Many seniors who are in need of monthly or one time financial help and/or seeking alternative ways for retirement planning.

A reverse mortgage takes most seniors largest asset, their home, and puts it to work for them as a tool to help them retire more comfortably with a better quality of life.

Richard Leger is your Orange County California reverse mortgage specialist and is ready to help seniors when it matters most, taking into account their personal goals and financial status. Richard Leger combines his knowledge and ethical practice to achieve the best possible outcomes for his clients and colleagues in every endeavor.

Earning a reputation among his peers and clients as a detail-oriented, organized, efficient and highly disciplined leader, the experienced reverse mortgage advisor’s goal is consistent service to his clients. As a father who promotes strong family values, honesty, and integrity are of utmost importance to him.

Born and raised in the Boston area, Richard Leger has over 25 years of experience in mortgage underwriting, processing, origination, recruiting, and managing of other mortgage professionals. Richard Leger has a broad understanding of the mortgage process from beginning to end.

Many seniors who are in need of monthly or one time financial help and/or seeking alternative ways for retirement planning have used Richard Leger’s expertise in the reverse mortgage field to better their situation. Strategically utilizing relationships with other financial professionals, he is able to assist homeowners in the areas of estate tax savings, prolonging the use of or need for retirement funds, and taking advantage of a largely unleveraged asset, your home.

Media Contact
Contact Person: Richard Leger
Email: richleger@gmail.com
Phone: 949.922.2555
Address:410 Blumont St.
City: Laguna Beach
State: CA
Country: United States
Website: https://www.linkedin.com/pub/richard-leger/55/b6/1a9

A reverse mortgage is a different kind of home loan that eliminates the homeowner’s monthly payments.

Seniors can come to him for discount reverse mortgages because he is trustworthy and knows his business. Working for Aegean Financial for over two years as a reverse mortgage specialist, he has helped countless seniors comfortably stay in their homes. The mortgage loans he facilitates are FHA government guaranteed. With that in mind, no one should put their faith in anyone else when seeking a mortgage loan.

What is a reverse mortgage?

A reverse mortgage is a different kind of home loan that eliminates the homeowner’s monthly payments. In getting a reverse mortgage, the homeowner has the capability to access the equity in their home. The repayment of the loan can actually be deferred until the homeowner passes away, moves out, or sells the home. While interest is still added to the balance of the loan, the homeowner does not have to make any payments to their loan; the only payments related to their home that they need to worry about are homeowner’s insurance and property taxes.

Formerly with Coast to Coast Lending Group Incorporated, Leger has the experience required to help any senior obtain and maintain their reverse mortgage. These loans make it possible for individuals to stay in their homes and live financially comfortably for years to come. Reverse mortgages are designed for older individuals who need to collect on the equity of their homes. The money saved from their reverse mortgages can be put toward medical bills, monetary gifts, and even to pay off other debt.

A reverse mortgage, when possible, is a smart move for any senior; however, using Leger to facilitate a reverse mortgage makes it that much more savoy.

With a degree from Fitchburg State University, Leger is knowledgeable in entrepreneurship, leadership, and team building, all skills which are required to be successful at any business endeavor. In knowing how to manipulate the mortgage loan system in order to get the homeowner the best deal possible, Leger will always get any senior homeowner the reverse mortgage that will make the most financial difference for them. Leger guarantees that his loans are government approved and follow all the legal guidelines for a loan. Any loan that Leger prepares can be expected to meet all the necessary standards of a loan, and benefit the homeowner through its quality. 

Media Contact
Contact Person: Richard Leger
Email: richleger@gmail.com
Phone: 949.922.2555
Address:410 Blumont St.
City: Laguna Beach
State: CA
Country: United States
Website: https://www.linkedin.com/pub/richard-leger/55/b6/1a9

LAS VEGAS, NV – 08 Oct, 2015 – Genie Gateway a U.S. registered company, trading on the U.S. OTC stock market, and filing regular reports with the U.S. Securities and Exchange Commission (SEC), has taken the next step in brand consolidation and development, winning authorization from FINRA to change its OTC trading symbol from WWAGD to GGWY. 

Under the new, more fitting stock symbol, Genie Gateway will continue its detailed plan of consolidating and expanding its new and existing products under a unified banner.  These plans include the announced roll out this quarter, of the Genie CashBox – Debit Card. An extension of the CashBox and Check 22, the Genie CashBox – Debit Card will make it even easier for unbanked merchants and their customers to do business without using cash.

Thomas E. Skala, Genie Gateway CEO said “Imagine a debit card, with complete privacy, convenience, and security, designed specifically for unbanked merchants and their customers. Every day we are robbed of a little more of the privacy that we all cherish so much. Most people do not like living in a ‘glass house’, and are fighting to preserve what precious little privacy they have left. Smart shoppers wisely prefer not to share their credit card, banking information – or even their home phone number – online or when making purchases by phone.”

The Genie CashBox Debit Card can be a major game changer and everyone over the age of 18, with a valid checking account at any U.S. bank can qualify.

• No Activation Fee
• No Monthly Fee
• No credit check
• No employment verification
• No credit card needed

Merchants get paid in Real-Time

“Given the high level of technology being used by hackers, as well as the potential for more sophisticated advancements, the time to take steps to ensure the protection of your privacy is now! Genie CashBox Debit Card is that next step,” added Randall L. Skala, Genie Gateway’s COO.

Stuart Scamman, CTO of Genie Gateway, explained, “The CashBox Debit Card is the fastest and safest way to send payments online, via mobile devices, in store or by phone without sharing your financial information.”

“The Genie CashBox Debit Card will change transaction processing for unbanked merchants; customers get to shop with privacy and convenience, and merchants get paid in real-time,” added Mark Newgreen, Genie Gateway CFO.

Tom Nix, president of Genie Gateway’s cable TV and Internet subsidiary, Summit Digital, expanded on the company’s wider plans for integrated offerings. “Summit plans to introduce and advertise the Genie CashBox Debit Card with GenieChecking (https://GenieCashBox.com/CheckingVideo),  jointly with other cable television, high speed Internet and wireless Internet service providers (WISP’s) to their subscribers, on their respective systems as the next generation of unified services, while creating a new way to build additional high-margin revenues.”

“This will be the first time that cable TV, high speed Internet and wireless Internet service providers will actually be in position to offer merchants and other advertisers a way to complete a sale for their goods and services advertised, and get paid in real-time anytime 24x7x365,” continued Nix.  

About the Genie Gateway

Genie Gateway is U.S. registered company, trading on the U.S. OTC stock market under the symbol GGWY and filing regular reports with the U.S. Securities and Exchange Commission (SEC).

Genie Gateway has two operating subsidiaries, Summit Digital Inc., and Genie Gateway:

• Summit Digital Inc., is a Multi-System Operator providing Cable TV, High Speed Internet, and related services, targeting rural communities as a specific high-growth market within the Cable Television and high speed internet industry.

• Genie Gateway is a forward-looking unified communications and payment processing platform, blending the products and services needed to operate a business, traditionally purchased from several vendors, into one seamless service. Genie Gateway is aimed squarely at businesses and individuals who want a fully rounded presence on the internet and by phone, without the cost and complexity of the build-it-yourself approach.

Genie Gateway is an interactive multimedia communications hub, featuring a digital buffet of unified solutions; combining the benefits of having a website fully accessible from any internet enabled device, with voice, text, video, document messaging, virtual fax, group communications, including an online store, a shopping cart with a virtual point of sale, and a CashBox with a GenieChecking account, plus the most robust Virtual Office, as one unified solution.

CONTACT:

AllCom Press
Address: 4570 South Eastern Avenue – Suite 26-221, Las Vegas, Nevada 89119 USA
Phone:(877) 327-3400
Media Email: Press@AllCom.com

Genie Gateway Business Development
Address: 4570 South Eastern Avenue – Suite 26-221, Las Vegas, Nevada 89119 USA
Phone:(702) 803-9900
Email: BizDev@GenieGateway.com

Summit Digital
Address: 107 West Bridge Street, Portland, Michigan 48875
Phone:(702) 825-6500
Email: tnix@summitdigital.us

Full News Story: https://pressreleasejet.com/newsreleases/2015/genie-gateway-solidifies-its-brand-with-a-new-stock-ticker-symbol-otc-ggwy/

Distributed by Press Release Jet

Media Contact
Company Name: AllCom Press
Contact Person: T Scott
Email: Press@AllCom.com
Phone: (877) 327-3400
Country: United States
Website: http://www.GenieGateway.com

An individual seeking to enter the real estate field can come to Kikerpill Leger because she has the real-life education to impart on others.

Working for CBRE for nearly five years taught her what she needed to know to be successful in the industry. CBRE is a company that provides real estate and investment services across the world. By embarking on a career on such a grand scale, it comes to no surprise that Kikerpill Leger was able to create her own business using the knowledge she gained from that career.

CBRE specializes in a number of areas including commercial real estate, retail services, consulting services, and asset services. Kikerpill Leger is knowledgeable in many of the areas in which CBRE excels in because of her experience with the company. CBRE is also a Fortune 500 company. Kikerpill Leger contributed to the success of the company and now has started her own company called Sandy Kikerpill Leger Consulting.

An individual seeking to enter the real estate field can come to Kikerpill Leger because she has the real-life education to impart on others. With Kirkerpill Leger’s skills that can be applied to real estate, any individual wanting to break into the industry can do so successfully. Kirkerpill Leger’s experience makes her a trustworthy individual that can clarify the business of real estate for another individual who employs Sandy Kikerpill Leger Consulting.

In addition to being someone that one can trust to help them pursue a career in real estate, Kikerpill Leger also uses her experience from CBRE to be a financial consultant. Excelling in financial management, Kikerpill Leger can take someone struggling with success in their finances, teach them how to get past the day-to-day expenses and really utilize their money to create more money through smart investments. By teaching others how to save and invest, Kikerpill Leger can help individuals be smarter about the way they manage their finances.

Kikerpill Leger can not only help one succeed in the real estate industry; she can really bring out one’s entrepreneurial side! The skills that can be learned with Sandy Kikerpill Leger Consulting can take one from someone merely collecting a modest commission on the real estate deals they facilitate into a real estate mogul. In knowing how to properly manage one’s finances in order to capitalize on their investments, and experiencing victory in the real estate field, one can become more than just comfortable in their lifestyle; they can become wealthy. Kikerpill Leger can show anyone with the drive and motivation how.

Media Contact
Contact Person: Sandy Kikerpill Leger
Email: sandykaygenius@gmail.com
Phone: 949.933.5700
Address:410 Blumont St.
City: Laguna Beach
State: Ca
Country: United States
Website: https://www.linkedin.com/pub/sandy-kikerpill-leger/13/441/b45

The mortgage industry has changed, and will probably not be going back to its old ways in the near future.

While the industry standard used to involve mortgage bankers and brokers being paid on commission, based on the size of the loan they could persuade a consumer to take, the new reality is that the best mortgage professionals are paid on salary. This helps ensure that the mortgage banker is incentivized to pay attention to the needs and financial well-being of the borrower, first, rather than selling the largest loan possible. Understanding the loan terms will drive the mortgage process, and help the borrower become more comfortable with the loan terms.

The process of consumer mortgage lending for residential or investment property purchases can be so complex that many people in the industry get caught up in the “paper chase” and forget about how personal and intimate the role of a mortgage professional is. The borrower discloses extremely private information to someone they may hardly know; which is why trusting in the integrity of the mortgage banker is so important. In addition, the consumer has to rely on the advice of the mortgage lender, assuming that direction they are given is complete and honest. Without the right people-driven and character-focused business model, it can be very easy for a mortgage banker to lose touch with the most important part of the loan: the consumer.

Finding a professional mortgage banker who is dedicated to creating a relationship with each of their clients is not easy. There are firms which have not embraced this as the most important and forward-looking way to develop their business. However, the best, most reliable, and professional mortgage bankers are all morally and ethically focused, and ready to serve clients and their referrals for years to come. The best news is that the consumer benefits from this new business model in so many ways. In addition to finding a trusted resource who can participate in the ongoing financing needs of a family throughout their lifecycle, the consumer can generally count on a relationship-focused mortgage firm for the best rates and preferential terms.

The mortgage industry has changed, and will probably not be going back to its old ways in the near future. Having new and exciting opportunities to partner with family oriented mortgage firms will only give consumers a better deal, and a sense of security, which has been hard to find in the past.

Distributed by NetJumps International

Media Contact
Company Name: American Financing
Contact Person: Devan
Email: devan@americanfinancing.net
Phone: 303-695-7000
Address:3151 South Vaughn Way, Suite 100
City: Aurora
State: CO
Country: United States
Website: www.americanfinancing.net

MERION, PA – 09 Oct, 2015 – The Law Offices of Marc S. Henzel (www.henzellaw.com), a firm focusing on shareholder litigation, gives notice to purchasers of the following securities for the following class periods:

           COMPANY                                               CLASS PERIOD      

Globus Medical, Inc. (Nasdaq: GMED)                   2/26/14 thru 8/5/14

Fifth Street Finance Corp. (NYSE: FCS)                 7/7/14 thru 2/6/15

LSB Industries, Inc. (NYSE: LXU)                         5/8/15 thru 8/7/15

QLogic Corp. (Nasdaq: QLGC)                             4/30/15 thru 7/30/15

USA Technologies, Inc. (Nasdaq: USAT)                 9/29/14 thru 9/29/15

If you purchased securities in any of the companies during the class periods described above and/or own shares in any of the companies and would like to learn more about any potential claims or you wish to discuss these matters and have any questions concerning this announcement or your rights, please contact Marc S. Henzel (610) 660-8000, email at Mhenzel@Henzellaw.com, or to sign up online, visit the firm’s website at www.henzellaw.com

The Law Offices of Marc S. Henzel is a national shareholder litigation firm representing shareholders & investors in various areas of securities laws including but not limited to: class actions, derivatives, transactional (buyouts/takeovers/mergers) and FINRA & NYSE Arbitrations.

Full News Story: https://pressreleasejet.com/newsreleases/2015/law-offices-of-marc-s-henzel-announces-securities-class-actions/

Distributed by Press Release Jet

Media Contact
Company Name: LAW OFFICES OF MARC S HENZEL
Contact Person: MARC S. HENZEL
Email: Mhenzel@henzellaw.com
Phone: (610) 660-8000
City: MERION STATION
State: PA
Country: United States
Website: www.henzellaw.com

At 1 Day Home Appraisals we specialize in probate appraisals, divorce, bankruptcy, estate planning, trust, tax grievance, REO, foreclosure and bail bond appraisals.

Before listing a home for sale, in the process of purchasing a property, or for a refinance – the list goes on. As part of the valuation process for a home or investment property, a qualified and professional home inspection can make a huge difference in the accuracy of the appraisal.

Home inspectors Los Angeles trusts are able to evaluate the true condition of a property, underneath the paint, carpet and other finishes. Sometimes, finishes can obscure issues on a property – this doesn’t have to be done maliciously, but even a problem that a seller isn’t aware of can result in expensive, time consuming and risky decisions by a buyer. When an attractive and well-priced property is on the market, it may be tempting to forego the home inspection or appraisal in order to get in an offer that’s attractive, and continue to a quick close. This decision can lead to catastrophe. As a result of securing a home inspection, Los Angeles’ property appraisal companies can know everything about a property, even what is covered up by finishes.

A home inspector will evaluate the structural condition of the property, including the roof and major systems. A knowledgeable home inspector is keen in understanding the areas surrounding a home, based on the structure, the size of the lot, and other key factors that will assist in a detailed self-explanatory report. That’s only the beginning of the valuation process, however. The Los Angeles home inspector with appraisal capability actually saves the customer money, and gives a stronger and more realistic valuation of the property. In evaluating the condition of the structure, the Los Angeles home inspection service leads into the valuation part of the process, which is typically handled by an appraiser. During the appraisal part of the valuation, the professional will compare the property to others in the area to add context to the valuation.

A home inspection and appraisal process can help a borrower or buyer to make a smarter decision about getting involved with a property, or to determine the best loan to value ratio to make a smart investment decision. For many years, residential buyers were depending on home inspectors and appraisers in Los Angeles and elsewhere for accurate information, but they were not getting it. Following the financial crisis, the accuracy and factual nature of a Los Angeles home inspection and appraisal is without question when a consumer or investor is working with a professional.

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Media Contact
Company Name: 1 Day Home Appraisals
Contact Person: Bob Azizyan
Email: appraiser247@yahoo.com
Phone: 323-707-8188
Address:5419 Hollywood Blvd c314
City: Hollywood
State: California
Country: United States
Website: www.1dayhomeinspection.com